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What are the most common car-insurance discounts?

U.S. households spent $943 on car insurance from mid-2011 to mid-2012, according to the government's Consumer Expenditure Survey reports. That's a lot of dough. It outpaces what households spent on vehicle maintenance in the yearlong period, according to CES data — not to mention store-bought fruits and vegetables, booze and dairy products. Holy cow, indeed.

Maybe that's why car-insurance companies bombard us with discount ads, from Progressive's ever-chipper Flo to a cadre of hapless Geico cavemen. Florida-based Bankrate.com compiled the most common discounts from the top 10 auto insurers, including State Farm, Allstate, Geico and Progressive, and you might be eligible for savings you didn't know existed.

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