All Virginia drivers must have insurance by July 1; uninsured driver program ending

PORTSMOUTH, Va. (WAVY) — All Virginia drivers will be required to have vehicle insurance starting on July 1, ending the Uninsured Motorists Fund.

Currently, Virginia drivers are able to register and drive a vehicle uninsured, as long as they pay a $500 fee at the time of registration. The change, sponsored by former Virginia Senator Frank Ruff, will require drivers to buy and have proof of insurance.

According to Virginia Code § 46.2-706, anyone who refuses or neglects to submit the liability insurance information within 30 days will have their license suspended.

The change makes New Hampshire the only state that does not require drivers to have insurance.

Additionally, starting on Jan. 1, 2025, the minimum liability limits in Virginia will rise. The change can be found below:

Injury or death of one person

Injury or death of two or more people

Property damage

Policies effective Jan. 1, 2022 through Dec. 31, 2024

$30,000

$60,000

$20,000

Policies effective on or after Jan. 1, 2025

$50,000

$100,000

$35,000

More information about the new legislation can be found here.

Check with WAVY.com for more updates.

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