Wildfires and home insurance: what Arizonans need to know

ABC15 meteorologists are forecasting high winds and fire danger heading into the holiday weekend. Already this year, Arizona residents have seen the impact from one spark, which can quickly grow into a wildfire threatening homes. More than 1.8 million acres have burned due to wildfires from January 2024 to mid-May 2024, according to the National Interagency Fire Center. For homeowners, it's important to know that home insurance does cover fire damage. Excluding arson, your home insurance covers damaged caused by a fire whether the fire originates inside or outside of the home.