Here's another worry on the minds of new college graduates and other young adults: What's going to happen to your health insurance now that you're on your own? A recent survey by eHealth, an online health insurance broker, found that the 18- to 34-year-old set had a number of misconceptions when it comes to shopping for insurance coverage. Close to half of the young adults in this age cohort said that "$100 or less" was a fair price for a single adult to pay for insurance coverage, the poll found. "Young folks, especially if you're talking about people who have just graduated, many of them have been under their parents' plan," said Lisa Zamosky, senior director of consumer affairs at eHealth.
About 60 percent of young adults say monthly premiums are a top consideration when shopping for insurance. More than 4 out of 10 adults aged 18-34 said that a fair price for insurance coverage was no more than $100 a month. The tax penalty for having no coverage sunsets in 2019, but is in effect now.
A: One is to buy coverage through the Affordable Care Act marketplace. Go to Healthcare.gov to find a link to your state's marketplace. Despite the political uncertainty surrounding the ACA, it's worth reviewing your options. You can buy coverage outside the marketplaces, but you won't receive any subsidy under the ACA. Another possibility: You may qualify for COBRA, which would let you continue on your husband's former employer's plan for up to 18 months. This is likely to be expensive, because you would have to pay both the employer and employee portion of the premium.
Caption Close Toni, I am 67 and have group health insurance through my current employer. I have talked with friends, my company HR and my insurance agent and get answers from “I don't know” to “I'm not sure but I think …” My company health insurance has a high deductible. If I have a medical claim and I have Medicare Part A and my employer medical insurance, who will pay the claim first and how much will I have to pay? Also, should I have enrolled in Medicare Part B since I am still working? I have just started following your Medicare column in our local paper and am finding you are answering problems, I never knew I could have. Thank You so much. Roxanne, Pacific Palisades, CA Roxanne, Let's
The staff at Gurwin Jewish Nursing & Rehabilitation Center (Commack) was pleased to accept a New York State Assembly Citation from Assemblyman Andrew Raia for exemplary service to the community. Accepting the award for Gurwin was the Center's President and Chief Executive Officer Stuart B. Almer and Board Chairman Bert E. Brodsky. The citation was presented during the 51st celebration of National Skilled Nursing Care Week, which also coincided with Gurwin's 30th anniversary. Formerly known as Nursing Home Week, the annual event recognizes the role that skilled nursing care centers provide in caring for America's seniors and those with disabilities. This year's "Celebrating Life's Stories" theme
RICHMOND — The Virginia Senate reconvened Tuesday for a possible vote on expanding Medicaid under the Affordable Care Act, but no bill immediately came to the floor as Democrats pulled back from a threat to deploy a “nuclear” procedural move. Instead, the Senate will return in a week, a delay billed as a way to give senators more time to study the latest Medicaid expansion plan, which was announced the day before by a key GOP senator and the House's budget chief. “A last-ditch obstructionist effort,” state Sen. Janet D. Howell (D-Fairfax) called the development. In a rare outburst from the Senate gallery, two women shouted. “People are dying!” one of them called out. “Do your job!” The delay
As health care costs take a bigger bite out of consumers’ wallets year over year, Americans deserve more information about where their health care dollars go. Milliman and AHIP researchers examined 2014-2016 data gathered from commercial health plans – coverage that people get through their jobs, or buy on their own in the individual market.
Amid escalating tension — and even legal battles — between California and the Trump administration over immigration, an effort is underway to expand health care coverage for unauthorized immigrants in the state. Just last week, President Donald Trump met with state and local leaders from California at the White House, including Escondido Mayor Sam Abed and county supervisor Kristin Gaspard, to applaud them for taking stands to oppose state immigration policies his administration finds unconsitutional. Meanwhile, Politico is describing this health care effort from Democrats in Sacramento as “one of the most daring examples yet of blue-state Democrats thumbing their nose at Trump.” These bills
The Trump administration's Blueprint to Lower Drug Prices and Reduce Out-of-Pocket costs made one thing clear: The government will not directly negotiate with drug companies to secure lower prescription prices. But that doesn't mean it isn't proposing changes that would dramatically alter the way Medicare pays for some of the most expensive drugs, and in the process, potentially raise out-of-pocket costs for some of the country's sickest patients. A cornerstone of the Trump plan calls for all Medicare drug payments to be consolidated under Medicare Part D, the prescription drug plan for Medicare enrollees administered by private insurers. Under Part D, insurers and middlemen known as pharmacy
The U.S. clung to its health insurance gains last year, an unexpected outcome after President Donald Trump's repeated tries to take apart the Obama-era coverage expansion, according to a major government survey released Tuesday. After nearly a year of Trump, that was almost the same as toward the end of the Obama administration. For perspective, the uninsured rate dropped from 16 percent since the Affordable Care Act was signed in 2010, which translates roughly to 19 million people gaining coverage. "Despite all the noise and despite the chain-rattling Republicans have done with their failed attempts at repeal, at the end of the day the number of uninsured has stayed flat," said health economist Gail Wilensky, a longtime GOP adviser.