Yes, You Can Use Your FSA & HSA Dollars at Sephora: Here's How

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If you didn't spend as much time in the doctor's office this year as you'd thought and have some leftover FSA & HSA money burning a hole in your pocket, we have some great news! You can use your leftover tax-free dollars for over 200 different items on the Sephora website. We know, it's pretty exciting.

If you don't use your FSA (Flexible Spending Account) or HSA (Health Savings Account) money by the end of the year, you'll likely lose it. This makes it the perfect time to stock up on some of your favorite fancy skincare and beauty goodies. Buying moisturizer with pre-tax money is basically like getting it on sale, right?! Girl math!

The FSA and HSA-eligible Sephora items span a huge range of some of their best brands. We're talking La Mer, Summer Fridays, Nécessaire, Supergoop! and dozens of others. It's a great time to stock up on some splurge-worthy beauty products. Just purchase the products as you normally would with your credit card, then submit the receipts for reimbursement. Sephora has more info here if you have more questions too.

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How To Find FSA and HSA-Eligible Items at Sephora

Lucky for us, Sephora makes it pretty easy to search for products that you can use your FSA and HSA funds on.

For starters, FSA/HSA Sephora items have their own landing page. But if you get lost, you can click the site's Skincare category, and find "FSA & HSA Eligible" on the left-hand side with the other skincare quick links. It's right before you get to the "Pickup & Delivery" options and other clickable filters. And as the link shows, Sephora has 233 FSA and HSA-eligible products, as we mentioned earlier. Here are a handful of our favorites to choose from.

13 FSA and HSA-Eligible Sephora Items

Dr. Dennis Gross Skincare DRx SpectraLite™ FaceWare Pro, $455 at Sephora

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This red light mask is a celeb favorite and definitely a bit of a splurge, so what better time to snag one than when you can use your tax-free dollars? This mask promises fewer fine lines and wrinkles and less acne. It might even make you feel one step closer to being a Real Housewife.

Jack Black Intense Therapy Lip Balm SPF 25, $10 at Sephora

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Lip care can be FSA & HSA eligible too! This Jack Black lip balm has a cooling mint sensation that's super soothing (and smells so good). Be careful, because your boyfriend or husband may try to snag this one from you.

Supergoop! Glowscreen SPF 40 Sunscreen with Hyaluronic Acid + Niacinamide, starting at $22 at Sephora

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This Supergoop! Glowscreen is like a combination of skincare and makeup all in one. If the name weren't any indication, it'll give you some nice, glowy skin, which we all need as we head into winter. It also works well as a primer underneath makeup.

Touchland Glow Mist Rejuvenating Hand Sanitizer, $16 at Sephora

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If you've had your eye on this rather fancy hand sanitizer, now is a great time to give it a try. This rosewater-scented sanitizer kills up to 99% of germs and looks really cute in your handbag. As an added bonus, it also protects your skin from blue light and boosts collagen.

Supergoop! 100% Mineral (Glow)Setting Powder SPF 35, $35 at Sephora

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This setting powder is makeup but with a little extra oomph. It'll blur your pores, keep your makeup in place and mattify your skin, but it also packs an extra punch with SPF 35. It's a great way to easily reapply sunscreen throughout the day.

Peter Thomas Roth Therapeutic Sulfur Acne Treatment Mask, $52 at Sephora

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This face mask will save the day when it comes to a stubborn breakout. It's great for those with oily, combination or regular skin. Reviewers say it's an "adult acne savior."

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Peace Out Salicylic Acid Acne Healing Dots, starting at $19 at Sephora

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If you haven't tried acne dots yet, this is your chance! They gently pull all of the gunk out of your breakouts without the need for DIY extractions. These Peace Out Acne Healing Dots contain salicylic acid to help target your pimples and clear them right out.

Nécessaire The Body Acne Wash - Clearing Cleanse With 2% Salicylic Acid, Zinc + Niacinamide, $28 at Sephora

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This luxury body wash has nearly a perfect five stars on the Sephora website with over 200 reviews. This body wash not only smells lovely, it also helps to clear up body acne. Added perk: it comes in a rather aesthetically pleasing aluminum bottle, so no need to worry about it shattering on your shower floor.

Sunday Riley U.F.O. Salicylic Acid BHA Acne Treatment Face Oil, starting at $40 at Sephora

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Reviewers call this face oil the "holy grail product for sensitive skin." This oil can be used day or night and is suitable for all skin types. The salicylic acid will help to knock out any current or incoming breakouts, stat.

Summer Fridays ShadeDrops Mineral Milk Sunscreen SPF 30, $36 at Sephora

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This SPF won't leave a white cast on your skin, making it a great choice for those with darker skin tones and anyone who's trying to avoid a ghost-like cast on their face. As an added bonus, it's also reef-safe—AKA perfect to bring along on your next vacation.

La Mer The Broad Spectrum Face Sunscreen SPF 50, $115 at Sephora

Sephora
Sephora

La Mer is known as the holy grail of fancy skincare. At $115, this sunscreen is a bit more of a splurge than some of the others on the list, but with good reason. Reviewers say "it melts into your skin the moment it’s swept on" and that it's white cast-free.

Soleil Toujours Brightening Eye Cream Mineral SPF 15 with Peptides, $68 at Sephora

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At this rate, you can practically knock out your whole skincare routine using your FSA and HSA funds! This eye cream brightens up your under eyes and reviewers say it's great for mature skin. Even though it's on the pricier side, a little goes a long way with this eye cream.

Kiehl's Since 1851 Ultra Facial Cream Sunscreen SPF 30, $38 at Sephora

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Kiehl's Ultra Facial Cream is a classic—for good reason! It's a pretty mild daytime sunscreen and moisturizer at a fair price. The size of the tub will last you for quite some time and keep your skin protected from those harmful UV rays.

Next up, Christian Siriano shares his best skincare tip for the holidays!