Select Home Warranty vs. Choice Home Warranty | 2021
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If you're looking for a comparison of Select Home Warranty vs. Choice Home Warranty, you're in the right place. Our review team examined these two companies on factors like coverage plans, cost, and state availability to help homeowners decide which home warranty provider best fits their home protection needs. For information on alternative home warranty companies to consider, read our article on the best home warranties of 2021.
To get a free quote from Select Home Warranty, call 888-370-3956 or fill out this online form. For a free quote from Choice Home Warranty, call 929-400-6165 or complete this simple form.
In this article:
Select Home Warranty vs. Choice Home Warranty Comparison
Select Home Warranty Coverage Plans
Choice Home Warranty Coverage Plans
Select Home Warranty vs. Choice Home Warranty Cost
Customer Reviews
Conclusion
Frequently Asked Questions
Select Home Warranty vs. Choice Home Warranty Comparison
Compare Select Home Warranty and Choice Home Warranty below.
Select Home Warranty Overview
Get a free quote: Visit site
Superlative: Best Discounts
Number of plans: 3
Premium cost: $41–$47 per month
Service fee cost: $75
State availability: 46 states (all except Nevada, New York, Washington, and Wisconsin)
BBB rating: B
Years in business: 9
Choice Home Warranty Overview
Get a free quote: Visit site
Superlative: Best Basic Plan
Number of plans: 2
Premium cost: $41–$50 per month
Service fee cost: $85
State availability: 48 states (all except Washington and California)
BBB rating: B-
Years in business: 13
Select Home Warranty Coverage Plans
Select Home Warranty offers three coverage plans: Bronze Care, Gold Care, and Platinum Care. Bronze Care covers eight home appliances and Gold Care covers six home systems. The Platinum Care plan covers everything in the Bronze Care and Gold Care plans, plus garage door openers and plumbing stoppages. All Select Home Warranty plans come with free roof leak coverage. Select also frequently offers discounts, including two free months with annual payments.
Select Home Warranty offers eight optional add-ons:
Well pump
Sump pump
Central vacuum
Septic system
Lawn sprinkler system
Pool and spa
Stand-alone freezer
Compare the specific items covered under each Select Home Warranty plan below.
Bronze Care
Cooktop
Dishwasher
Garbage disposal
Built-in microwave
Refrigerator
Stove/Oven
Clothes washer
Clothes dryer
Gold Care
Plumbing system
Heating system
Electrical system
AC/Cooling
Ductwork
Water heater
Platinum Care
Plumbing system
Heating system
Electrical system
AC/Cooling
Ductwork
Water heater
Cooktop
Dishwasher
Garbage disposal
Built-in microwave
Refrigerator
Stove/oven
Clothes washer
Clothes dryer
Garage door openers
Plumbing stoppages
You can get a free quote from Select Home Warranty by calling 888-370-3956 or by filling out this form.
Choice Home Warranty Coverage Plans
Choice Home Warranty offers two coverage plans: a Basic Plan and a Total Plan. The Basic Plan covers 14 different appliances and systems, and the Total Plan covers everything in the Basic Plan, plus a refrigerator, washer, dryer, and air conditioning system.
Choice Home Warranty also offers nine optional add-ons:
Central vacuum
Pool and spa
Septic tank pumping
Limited roof leaks
Well pump
Septic system
Sump pump
Stand-alone freezer
Second refrigerator
Compare the items covered under Choice Home Warranty's coverage plans below.
Basic Plan
Heating system
Electrical system
Plumbing system
Plumbing stoppages
Water heater
Whirlpool bathtub
Oven, range, and stove
Cooktop
Dishwasher
Built-in microwave
Garbage disposal
Ductwork
Garage door opener
Exhaust and ceiling fans
Total Plan
Air conditioner
Clothes washer
Clothes dryer
Refrigerator
Heating system
Electrical system
Plumbing system
Plumbing stoppages
Water heater
Whirlpool bathtub
Oven, range, and stove
Cooktop
Dishwasher
Built-in microwave
Garbage disposal
Ductwork
Garage door opener
Exhaust and ceiling fans
To get a free quote from Choice Home Warranty, call 929-400-6165 or complete this simple form.
Select Home Warranty vs. Choice Home Warranty Cost
Select Home Warranty and Choice Home Warranty have similar monthly premiums and service call fee costs. That being said, Select Home Warranty is slightly cheaper than Choice Home Warranty.
Select Home Warranty Cost
Monthly premium cost: $41–$47
Service fee deductible: $75
Choice Home Warranty Cost
Monthly premium cost: $36–$44
Service fee deductible: $85
Note: The cost of optional add-ons from these companies varies based on the item that you add to your plan. Typically, each optional item adds about $40 to $180 to a homeowner's annual home warranty cost.
Customer Reviews
Both Select Home Warranty and Choice Home Warranty have received thousands of customer reviews online. Neither company is accredited by the BBB, which is common among home warranty companies because of the high cost of accreditation.
Compare Select Home Warranty and Choice Home Warranty reviews and ratings below.
Select Home Warranty Ratings
BBB accreditation: No
BBB rating: B
Choice Home Warranty Ratings
BBB accreditation: No
BBB rating: C
Note: In 2019, the Arizona Attorney General's Office filed a civil lawsuit against Choice Home Warranty, claiming that the company used false advertising regarding coverage limitations and exclusions and misled consumers. In 2015, Choice settled a similar lawsuit with the New Jersey Attorney General, paid a fine, and hired an independent compliance monitor to review advertising standards moving forward.
Because the terms and conditions of a service contract can seem confusing, we recommend reading through a sample contract before signing up for a home warranty and reaching out to your provider's customer service department if you have any questions.
Verdict & Recommendation
Select Home Warranty and Choice Home Warranty are two of the most popular home warranty companies in the industry because of their affordability and wide availability across the U.S. We named Choice Home Warranty as the best home warranty company for older homes because it covers appliances and systems regardless of their age. We named Select Home Warranty as the best home warranty company for budget shoppers because of its low monthly premiums and service fees.
Select Home Warranty may be a good option for homeowners on a tight budget and Choice Home Warranty may be good for homeowners with older homes. Before buying a home warranty, we recommend getting a free quote from both companies to compare coverage details and pricing.
To get a free quote from Select Home Warranty, call 888-370-3956 or complete this form. To get a free quote from Choice Home Warranty, call 929-400-6165 or fill out this form.
Alternative Home Warranty Provider: American Home Shield
If you're not sure whether Select Home Warranty or Choice Home Warranty are right for you, consider American Home Shield. American Home Shield is one of the oldest home warranty companies in the industry and offers three comprehensive coverage plans and flexible service fees.
Our review team named American Home Shield as the best overall home warranty company because of its comprehensive plans, breadth of coverage, and years of experience.
To get a free quote from American Home Shield, call 844-529-9298 or fill out this online form.
Home Warranty Rating Methodology
The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.
Here's what our review process looks like:
We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.
We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:
Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.
Frequently Asked Questions
What are Select Home Warranty and Choice Home Warranty's customer service hours?
Both Choice Home Warranty and Select Home Warranty offer customer service 24 hours a day, seven days a week.
What is the waiting period for Select Home Warranty and Choice Home Warranty?
There's a 30-day waiting period for new Select Home Warranty and Choice Home Warranty customers. This means that customers have to wait 30 days before coverage kicks in and they can submit their first claim.
What are the benefits of a home warranty plan?
A home warranty plan can help homeowners maintain financial stability by providing them with an alternative way of paying for unexpected home repairs or replacements. Instead of paying hundreds to thousands of dollars out of pocket, homeowners with a home warranty pay a relatively small monthly premium and a service fee of about $75 to $125 every time a repair or replacement is needed.
How does American Home Shield compare with Select Home Warranty?
American Home Shield offers the same number of coverage plans as Select Home Warranty. It's also accredited by the BBB, is available in more states, and has a longer history of selling home warranty plans. However, Select Home Warranty has more affordable plans and offers more optional coverage items than American Home Shield.
Is Choice Home Warranty involved in a lawsuit?
In 2019, the Arizona Attorney General's Office filed a civil suit against Choice Home Warranty and accused the company of using false advertising and misleading customers in regards to claims coverage. In 2015, Choice settled a similar lawsuit with the New Jersey Attorney General and ended up paying a fine and hiring an independent compliance monitor to supervise its advertising practices moving forward
