How Much Do Braces Actually Cost These Days?
Here's what you'll want to know ahead of your trip to the orthodontist.
Roughly 4 million Americans wear braces, according to the Pennsylvania Dental Association, which means researching the cost of braces is one of the first steps in the dental process. But how much do braces cost, exactly?
Most children and adults have worn braces at some point in their lives, whether it’s the metal variety or more subtle, like Invisalign. The cost of braces will depend on how long you’ll need to wear them as well as the kind of braces your dentist recommends for your individual case. If you’re thinking about straightening your teeth with braces, here’s a little information about the cost.
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What Is the Average Cost of Braces With Insurance?
The average cost of braces with insurance depends on two things: your location and the type of dental insurance. According to Heathline, the average cost of braces with insurance is between $1,000 and $9,000. The amount will depend on the type of braces you choose and the severity and length of your case. In some cases, insurance may only cover braces for children and not adults. Your policy might cover a fraction of the cost and expect you to cover the rest. It’s rare that insurance covers the full cost of braces. The cost with insurance will also depend on the length of your treatment. Some people will only need braces for six months while others may need braces for two, three or four years.
If you’re wondering how much your insurance provider covers, the American Association of Orthodontics suggests confirming your benefits to see what your insurance covers, if there are any limitations to your coverage, and whether you must choose from the insurance company’s providers.
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What Types of Braces Are There?
Metal, ceramic, lingual and Invisalign are four types of braces. According to Money Geek, metal braces cost between $3,000 and $7,500. Lingual braces—or braces that are placed on the inside of your teeth versus the outside in order to be more discrete—cost between $5,000 and $13,000. Ceramic braces go on the outside of your teeth but are more subtle because they match the tooth color more accurately than metal braces, which makes them less noticeable. Ceramic braces can cost you anywhere between $2,000 and $8,500. Invisalign braces are clear trays that can be slipped on and off your teeth but must be worn between 20 and 22 hours a day. This option can cost you between $3,000 and $7,000.
Aligners are also popular options. For example, aligners from SmileDirectClub cost $2,050, according to their website.
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What Is the Average Cost of Braces Without Insurance?
Again, this will depend on the type of braces you choose, but the average cost of braces without insurance is between $3,000 and $13,000 according to Healthline. It’s also important to note that some insurances don’t cover braces for adults, so be sure to check your plan.
Does Medicaid Cover the Cost of Braces?
According to Medicaid’s website, they cover dental care for children. If it’s medically necessary, Medicaid will cover the cost of children’s braces. Coverage for adult dental care and braces varies from state to state, so be sure to check treatment options.
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Can You Get Braces for Free?
Medicaid, Children’s Health Insurance Program, the EPSDT Program, and certain grants may cover the cost of braces for children. However, be wary of companies promising braces or orthodontic care for free or for very cheap. According to the American Association of Orthodontics, “The purpose of orthodontic treatment is to create a healthy, functional 'bite,' which is part tooth alignment and part jaw position. When jaws and teeth line up correctly, they are able to function as nature intended. This promotes oral health and general physical health. That orthodontic treatment also brings about an attractive smile is an added bonus.” You want to make sure you’re choosing an experienced orthodontist who is prioritizing your health and your cosmetic result. This is one area where you don’t want to take shortcuts.
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Which Is Cheaper: Braces or Invisalign?
This depends on your unique situation. If you have insurance, your provider may cover a certain amount for any type of braces. They may only cover an amount for a certain type of braces. The cost of braces is also up to each individual’s orthodontist, which means the cost can vary from state to state. The best thing you can do is research orthodontists in your area and schedule consultations with a few different ones, then decide which orthodontist will be best for your case.
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Tips To Save Money on Braces
One of the best ways to avoid paying a large upfront cost of braces is to ask your orthodontists if they offer payment plans. You also may want to visit a variety of orthodontists in your area to compare prices and obtain second, third, or even fourth opinions. It’s also worth looking into HSA and FSA accounts, as well as grants and medical programs that might cover the cost of children’s braces. In the end, you’ll want to choose the orthodontist who has the experience to treat your concerns.
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