Best Home Warranty Companies in Florida | 2022
Adobe Stock - AnnMarie
Best Overall
bhg BUY IT
Best Basic Plan
bhg BUY IT
Best Discounts
bhg BUY IT
Best Membership Perks
bhg BUY IT
Most Coverage Upgrade
bhg BUY IT
Most Plan Variety
bhg BUY IT
Best Add-On Options
bhg BUY IT
Looking for the best home warranty company in Florida? Our review team analyzed all of the major home warranty companies in the industry and ranked them on factors like cost, plans, and reputation. In this article, we reveal the three best home warranty companies in Florida. Continue reading for details on these providers and to get a free quote.
Top Home Warranty Companies in Florida
#1 - American Home Shield: Best Overall
#2 - Choice Home Warranty: Best Basic Plan
#3 - Select Home Warranty: Best Discounts
#4 - AFC Home Club: Best Plan Variety
#5 - Liberty Home Guard: Best Add-on Options
#1: American Home Shield
American Home Shield (AHS) was founded in 1971 and currently operates a nationwide network of over 16,000 independent contractors. AHS provides quick claims service and responds to claims within 24 hours, 98% of the time. Because of its large contractor network, quick claims service, and years of experience, we named American Home Shield as the best overall home warranty company in Florida.
To get a free quote from American Home Shield, call 844-529-9298 or complete this form.
American Home Shield Plans
American Home Shield offers three pre-packaged plans called ShieldSilver™, ShieldGold™, and ShieldPlatinum™. Ultimately, which plan is best for you depends on what items in your home are important to have covered.Compare these plans below, and keep reading for sample pricing for each.
Because refrigerators and air conditioning systems are both important items to maintain during Florida's hot summer months, we recommend the ShieldPlatinum Plan for the most comprehensive coverage.
Optional Add-ons
American Home Shield offers five optional add-ons:
Guest unit under 750 square feet
Pool and spa
Septic pump
Electronics extended warranty
Well pump
American Home Shield Cost
According to the sample quotes our team received, American Home Shield plans cost between $34.99–$59.99 per month, and the company charges a customizable service fee between $75–$125. Keep in mind that the lower service fee you choose, the higher your monthly premium will be and vice versa.
Get a free quote from American Home Shield by calling 844-529-9298 or by completing this form.
#2: Choice Home Warranty
Founded in 2008, Choice Home Warranty has quickly become one of the most popular home warranty companies in Florida. Choice offers a generous service guarantee of 90 days on parts and 30 days on labor and responds to customers within 48 hours after a claim is submitted.
Additionally, Choice covers home systems and appliances, regardless of their age. Because of these attributes, our review team named Choice as the best home warranty company for older homes in Florida.
You can get a free quote from Choice Home Warranty by calling 929-400-6165 or filling out this form.
Choice Home Warranty Plans
Choice Home Warranty offers two coverage options: a Basic plan and a Total plan. We recommend the Total plan because the Basic plan doesn't cover air conditioning systems or refrigerators.
Optional Add-ons
Choice Home Warranty offers nine optional add-ons:
Second refrigerator
Stand-alone freezer
Septic system
Pool/spa
Limited roof leak
Central vacuum
Sump pump
Well pump
Septic tank plumbing
Choice Home Warranty Cost
According to the sample quotes we received, Choice Home Warranty's plans cost under $50 per month and the service fee costs between $60–$85.
To get a free quote from Choice Home Warranty, call 929-400-6165 or fill out this form.
#3: Select Home Warranty
Florida homeowners on a budget should consider Select Home Warranty as their provider because it offers three comprehensive coverage plans for under $40 a month. Additionally, Select Home Warranty offers free roof leak coverage and charges a low service fee of $75.
You can get a free quote from Select Home Warranty by calling 888-370-3956 or filling out this form.
Select Home Warranty Plans
Select Home Warranty offers three plans: Bronze Care, Gold Care, and Platinum Care. The Bronze Care plan covers eight appliances, the Gold Care plan covers six systems, and the Platinum Care plan covers all 14 of these items, plus plumbing stoppages, ceiling fans, and garage door openers.
We recommend the Platinum Care plan for Florida homeowners because it's the only plan that covers a refrigerator and an air conditioning system—two home items worth protecting from the Florida heat.
Optional Add-ons
Select Home Warranty offers seven optional add-ons:
Well pump
Sump pump
Central vacuum
Pool pump
Stand-alone freezer
Lawn sprinkler system
Septic system
Select Home Warranty Cost
As previously mentioned, Select Home Warranty plans cost under $40 per month, making this home warranty provider one of the cheapest home warranty providers in Florida. Select charges a service fee of $75.
To get a free quote from Select Home Warranty, call 888-370-3956 or fill out this form.
#4: AFC Home Club
AFC Home Club is another top home warranty provider in Florida, offering the best plan variety in the industry. It provides four plans, which is more than the other providers we reviewed, customizable pricing options based on your preferred service call fee, and the option to purchase three years of coverage.
Additionally, AFC Home Club doesn't limit its workmanship guarantee. This means it will cover a technician's labor for a certain repair or replacement for the lifetime of the warranty contract (up to three years).
Call AFC Home Club at 877-755-1115 or fill out this easy online form to get a free quote based on your address.
AFC Home Club Plans
AFC Home Club's plan selections are broken down into one plan for systems, one for appliances, and two combo plans. The Systems Plan covers six home systems, such as heating and cooling, the Silver Plan covers seven appliances, such as your refrigerator and dishwasher, the Gold Plan covers all items in the previous two plans, and the Platinum Plan covers everything in the Gold Plan in addition to a few extra items, such as faucets and ice makers.
We recommend the Platinum Plan for the most comprehensive coverage, and since AFC Home Club allows you to customize your plan pricing based on the service call fee you choose and the length of your contract, it can be more affordable than other providers' comprehensive combo plans.
Optional Add-ons
AFC Home Club offers 11 optional add-ons:
Tankless water heater
In-ground pool
Stand-alone freezer
Sump pump
Double oven
Central vacuum
Ice maker
Hot water dispenser
Septic system
Well pump
Built-in microwave
AFC Home Club Cost
The cost of your AFC Home Club plan will vary depending on how much coverage you need, your preferred service call fee of $75, $100, or $125, and the number of years in your contract. Overall, plans typically cost between $34 and $58 per month. Below are prices from our sample quotes on plans with a $100 service call fee.
Get an instant quote on your AFC Home Club home warranty plan by calling 877-755-1115 or using this online tool.
#5: Liberty Home Guard
Liberty Home Guard is a top home warranty provider for its extensive list of add-ons, which is considerably longer than the other providers we reviewed. Whether you're looking for additional home services, such as pest control or gutter cleaning, or coverage for your saltwater pool, Liberty Home Guard has what you need with its 30 optional add-ons.
To get a free quote from Liberty Home Guard, call 866-452-9107 or click through this online quote tool.
Liberty Home Guard Plans
Liberty Home Guard offers three plans: Systems Guard, Appliance Guard, and Total Home Guard. The Systems Guard plan covers six home systems, such as heating and cooling, the Appliance Guard plan covers nine appliances, such as a clothes washer and dryer, and the Total Home Guard plan covers all 15 items, making it the best option for those looking for a comprehensive combo plan.
Optional Add-ons
Liberty Home Guard offers the following 30 optional add-ons:
Pool and spa
Additional spa
Lawn sprinkler system
Saltwater pool
Generator
Limited roof leak coverage
Re-key services
Gutter cleaning
Pest control
Carpet cleaning
Central vacuum
Stand-alone freezer
Water softener
Swamp cooler
Second refrigerator
Trash compactor
Ice maker (in-fridge)
Free-standing ice maker
Wine cooler
Water dispenser water line
Instant hot water dispenser
Reverse osmosis water filter system
Sump pump
Well pump
Septic system pumping
Ejector pump
Grinder pump
Lighting fixtures
Plumbing fixtures
Electronics protection
Liberty Home Guard Cost
Although pricing can vary depending on your location and home size, we found that Liberty Home Guard plans typically cost around $45–$55 per month. According to the representative we spoke to when getting sample quotes, the service call fee for Liberty Home Guard is $80 for one-year plans and $70 for multi-year plans. Here are more details about each plan's monthly pricing from our sample quotes:
Speak with a Liberty Home Guard representative at 866-452-9107 or fill out this online form for a free quote.
Conclusion
Our review team found that Choice Home Warranty, Select Home Warranty, and American Home Shield are the best home warranty companies in Florida for their comprehensive plans, 24/7 customer service, and affordable pricing. Before you purchase a home warranty, we recommend getting free quotes from all three companies so that you can compare specific prices and coverage for your Florida home.
Home Warranty Rating Methodology
The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.
Here's what our review process looks like:
We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.
We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:
Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.
Frequently Asked Questions
What is a home warranty?
A home warranty is a service contract that protects you from paying for expensive repairs and replacements on home appliances and systems that break down due to normal wear and tear.
Is a home warranty worth it?
Because of the potential cost savings and peace of mind that a home warranty can bring, some homeowners believe that having a home warranty is worth it. Not to mention, a home warranty can prevent you from having to look for a trusted contractor in your area when you're in need of a repair or replacement.
What is the best home warranty in Florida?
Our review team found that American Home Shield is the best overall home warranty company in Florida, Choice Home Warranty is the best for older homes, and Select Home Warranty is the best for budget shoppers.
