7 Ways to Actually Achieve Your Money Goals

Saving money is something many people want to do, but struggle to achieve. And it's not just minimum wage workers who have a hard time building up their bank account. A 2016 survey from GoBankingRates found that people at all income levels had very little saved in savings accounts. The reasons, of course, vary. Some people are, unfortunately, living paycheck-to-paycheck and simply aren't in a situation where they can put a little money aside every month. Others may be using that money to pay off debts. And many just have bad spending habits that they need to tame. But no matter the circumstances, financial planner Shannon McLay, founder and CEO of the Financial Gym, says it is possible to save money each year. It's just about doing it the right way.

From goal setting to smart spending, McLay shares her tips on how to save more money this year with Woman's Day.