The 5 Best Home Warranty Companies in Philadelphia | 2022
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Best Overall
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Best Basic Plan
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Best Discounts
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Best Coverage Upgrade
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Best Membership Perks
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TABLE OF CONTENTS
On This Page
1. Best Overall: American Home Shield
2. Best Basic Plan: Choice Home Warranty
3. Best Discounts: Select Home Warranty
4. Best Coverage Upgrade: First American Home Warranty
Home Warranty Rating Methodology
Frequently Asked Questions
To protect major systems and appliances like your heating, plumbing, refrigerator, and dishwasher, consider investing in a home warranty plan that's designed to cover unexpected repairs and replacements on items that suffer normal wear and tear.
Since many Pennsylvania home warranty providers offer service in Philadelphia, our research team reviewed the best home warranty companies in the area to identify trusted brands that offer comprehensive coverage and reasonable prices. Each of the companies highlighted below is worth checking out.
Philadelphia's Top Home Warranties
Best Overall: American Home Shield
Best for Older Homes: Choice Home Warranty
Best Discounts: Select Home Warranty
Most Comprehensive Claims Coverage: First American Home Warranty
Note: The sample quotes mentioned in this article are for single-family homes under 5,000 square feet.
1. Best Overall: American Home Shield
Number of Plans: 3
Average Monthly Cost: $40–$58
Service Fee: $75, $100, or $125
Our Take
Founded in 1971, American Home Shield (AHS) is known for its comprehensive coverage plans, 24/7 customer service, and 30-day guarantee on all repairs. AHS also covers your systems and appliances regardless of their age and provides coverage for items that were damaged due to a lack of maintenance or undetected pre-existing conditions.
AHS offers three plans: the ShieldSilver™ Plan covers systems such as your water heater and air conditioner, the ShieldGold™ Plan combines those 14 systems with nine appliances such as your dishwasher or refrigerator, and the ShieldPlatinum™ Plan includes everything, plus increased coverage limits, a free HVAC tune-up, and roof leak repairs. The company also offers additional coverage for items like your pool, spa, septic pump, and even guest units under 750 square feet.
With AHS, you get to choose from one of three service call fee amounts: $75, $100, or $125. The higher the service fee you select, the lower your monthly payment will be.
To get a free quote from American Home Shield, fill out this simple online form or call 844-529-9298.
2. Best Basic Plan: Choice Home Warranty
Number of Plans: 2
Average Monthly Cost: $41–$50
Service Fee: $85
Our Take
With a network of 15,000 contractors and 13 years in the industry, Choice Home Warranty is a popular company for Philadelphia homeowners. Choice doesn't require a home inspection and doesn't disqualify you from receiving coverage based on the age of your home.
The company offers two plans: a Basic Plan and a Total Plan. The Total Plan includes everything in the Basic Plan, plus coverage for your refrigerator, air conditioning, washing machine, and dryer. Choice also provides protection for well pumps, sump pumps, roof leaks, and septic systems through additional coverage options. The Basic Plan is one of the best options in the home warranty industry, since it covers both appliances and systems.
However, the provider does have some limitations to its coverage and won't cover appliances or systems that have been damaged by misuse or improper maintenance.
Customer service agents with Choice Home Warranty are available 24/7, and you can submit a claim online or by calling the customer service number. When a technician comes to your house to repair or replace a covered item, you pay an $85 service call fee.
For a free quote from Choice Home Warranty, fill out this easy online form or call 929-400-6165.
3. Best Discounts: Select Home Warranty
Number of Plans: 3
Average Monthly Cost: $41–$47
Service Fee: $75
Our Take
If you're looking for an affordable home warranty, consider Select Home Warranty. It's a great choice for budget shoppers because of its low monthly rates and $75 service fee. Select also frequently offers discounts.
Select offers a plan that covers appliances, a plan that covers systems, and a combination plan that provides coverage for both. Additionally, the company offers add-on coverage for items like your septic system, lawn sprinkler system, roof leaks, sump pump, and well pump.
When a covered item in your home needs a repair or replacement, call Select to report the issue or fill out a form online. Select's team is available 24/7 to process claims and will assign a local technician to your home.
To get a free quote from Select Home Warranty, fill out this simple online form or call 888-370-3956.
4. Best Coverage Upgrade: First American Home Warranty
Number of Plans: 2
Average Monthly Cost: $37–$49.50
Service Fee: $85
Our Take
If you're looking for a home warranty company that offers generous coverage limits on systems and appliances, we recommend First American Home Warranty. Not only does First American have high coverage caps, but it also offers a First Class Upgrade that protects against cosmetic damage and pays for the expenses related to the removal or hauling away of an appliance. This upgrade is one of the strongest coverage upgrades in the home warranty industry.
Homeowners can choose between the Basic Plan and the Premier Plan. They both cover essential home systems and appliances, but the Premier Plan offers more coverage and includes protection for items such as your refrigerator, washer, and dryer. First American also offers the following add-ons to customize your coverage plan: pool, spa, central air conditioning, and well pump.
For a free quote from First American Home Warranty, fill out this easy online form or call 800-891-9778.
Home Warranty Rating Methodology
The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.
Here's what our review process looks like:
We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.
We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:
Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.
Frequently Asked Questions
Do I need a home inspection before I enroll in coverage?
Most home warranty companies don't require an inspection of your systems and appliances before coverage begins. Check with your provider to determine if a home inspection is necessary.
What is not covered under my home warranty plan?
While a home warranty covers major home appliances and systems, many companies won't cover your items if they're not in working condition at the start of coverage or if they're damaged by misuse or a lack of proper maintenance. Additionally, home warranties won't cover items that have been stolen or damaged due to weather.
How can I file a claim for my broken items?
To submit a claim and request service for a covered item, fill out a form on your home warranty company's website or call the customer service line. Most companies are available to assist you 24 hours a day, seven days a week.
