The 5 Best Home Warranty Companies in Georgia | 2022

Home Service Research Team
·12 min read

Adobe Stock - Shannon Workman

Best Overall

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Best Basic Plan

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Best Discounts

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Best Coverage Upgrade

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Best Plan Variety

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Best Membership Perks

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Owning a home often comes with surprise repairs and hidden fees. Even if you're careful, your items or systems are susceptible to breaking down. A home warranty can help protect you from expensive repairs.

If you're searching for the right provider, it's important to consider service, plan coverage, cost, and reliability. Our Home Service Research Team has conducted extensive research on the best home warranty companies, and we feel confident that these five providers can provide exceptional service for your home.

All prices listed reflect sample quotes received for a single-family home in Georgia under 5,000 square feet. If this does not describe your home, your prices may vary slightly. We recommend getting a free quote from each provider before making any decisions.

Top Home Warranty Companies in Georgia

#1 Best Overall: American Home Shield

American Home Shield (AHS) is among the oldest home warranty providers and has a sterling reputation in the industry. Since 1971, it has provided homeowners with peace of mind through its comprehensive policies. American Home Shield's calling card is its deep coverage and flexibility with service call fees.

We suggest you get a free quote from American Home Shield and receive $50 off your plan. To do so, fill out this form or call 844-529-9298.

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American Home Shield Plans

American Home Shield is available in every state but Alaska, so Georgia residents can be confident that they're covered. AHS offers three plans—the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans.

Here's a breakdown of what's covered by each:

Optional Add-Ons

American Home Shield offers the following add-ons for an extra cost:

  • Pool and spa

  • Guest unit <750 sq. ft.

  • Well pump

  • Septic pump

American Home Shield Cost

American Home Shield allows you to purchase additional coverage for a variety of appliances and systems not covered by these plans, including well pump, pool, and guest house coverage. One of AHS' signature add-ons is the Electronics Plan by Asurion, which includes coverage for laptops, TVs, and smart home products. These add-ons are inexpensive but vary in price.

AHS prices for these plans depend on what you choose as your service fee. American Home Shield offers a customizable service fee of $75–$125, and their monthly rate reflects their decision. A higher service call fee will result in a lower monthly payment and vice versa.

Here's a breakdown of how much each plan costs:

Customers enjoy the flexibility of American Home Shield's service call fees. AHS also insures older items, repairs needed due to undetectable pre-existing conditions, and damage from rust or corrosion, which is rare in the home warranty industry. AHS is our top pick for a variety of reasons, and we recommend getting a free quote today by calling 844-529-9298 or filling out this easy form.

#2 Best Basic Plan: Choice Home Warranty

Choice Home Warranty offers home warranty services in Georgia, and it is our top choice for home warranty shoppers looking for a comprehensive basic plan. Choice Home Warranty offers reasonably priced plans, but its most important benefit is its generous limits on service.

For a free quote from Choice Home Warranty with a limited-time offer of $50 off and one month free, call 929-400-6165 or fill out this form.

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Choice Home Warranty Plans

Choice's offerings are simple; customers have the choice between the Basic Plan and the Total Plan. The Basic Plan covers both appliances and systems, and the Total Plan adds protection for your home's most important items, like your air conditioning system.

Here's a breakdown of what's covered by each plan:

Optional Add-Ons

  • Roof leak

  • Septic system

  • Septic tank pumping

  • Well pump

  • Sump pump

  • Second refrigerator

  • Stand-alone freezer

  • Central vacuum

  • Pool and spa

Choice Home Warranty Cost

While many companies force homeowners to choose between appliances and systems in a basic plan package, Choice's Basic Plan offers protection for both. If you want to protect your most vital appliances and systems, the upgrade to the Total Plan isn't much more expensive.

Here's what each plan costs, in addition to an $85 service fee for each repair:

As previously mentioned, we're impressed with Choice's generous coverage limits. Most companies have different limits for different items, but Choice Home Warranty maintains a $3,000 limit on any repair. This is much easier than combing through your contract to figure out how much you'll be compensated when an item breaks down.

In addition to generous coverage caps, Choice Home Warranty has a 24/7 online portal and telephone number to make submitting claims easy. Choice promises to initiate service with a third-party technician within four hours of your claim being submitted. Work is guaranteed for 30 days after repairs are completed, which is standard fare among providers.

Get a free quote today by filling out this form or calling 929-400-6165.

#3 Best Discounts: Select Home Warranty

Select Home Warranty has only been in business since 2012, but it has since developed a reputation for extremely competitive rates within the industry. It covers 49 states, including Georgia, and is a dependable choice for comprehensive coverage.

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Select Home Warranty Plans

Select offers three plans—the Bronze Care, Gold Care, and Platinum Care plans. Similar to American Home Shield's three plans, Select has a plan for appliances, a plan for systems, and a complete plan which combines the other two.

Select Home Warranty's plans include free roof coverage. That is a roughly $99 value for free, which is a rarity in the market.

Here's what each plan offers:

Optional Add-Ons

Select Home Warranty offers the following optional coverage:

  • Plumbing fixtures

  • Lighting fixtures

  • Switches and outlets

  • Pool and spa equipment

  • Well pump

  • Sump pump

  • Central vacuum

  • Second refrigerator

  • Stand-alone freezer

  • Lawn sprinkler system

  • Septic system coverage

  • Refrigerator's ice maker

Select Home Warranty Cost

Select Home Warranty does not offer as complete a coverage package as some competitors' top plans, but its advantage is its inexpensive rates, and the coverage is still solid. Every Select plan comes with a $75 service fee.

Here's how much each plan costs:

Select promises simplicity in its coverage; you can reach the company 24/7 via phone or online portal, and you'll receive service from one of Select's trusted contractors. Get a free quote today from Select at 888-370-3956 or fill out this simple online form.

#4 Best Coverage Upgrade: First American Home Warranty

First American Home Warranty is another of our top providers, and it has a reputation for offering complete and comprehensive coverage for your most treasured appliances and systems. First American has been in the home warranty business since 1984 and serves 35 states, including Georgia.

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First American Home Warranty Plans

First American offers two plans—the Basic Plan and the Premier Plan. The Basic Plan covers a combination of appliances and systems, and the Premier Plan deepens the coverage further.

Here's what's covered by each plan:

Optional Add-Ons

First American Home Warranty offers six add-on options:

  • Central air conditioning (electric)

  • Additional refrigeration

  • Pool/spa equipment

  • Well pump

  • First Class Upgrade

First American Home Warranty Cost

First American does not set dollar limits on most of its covered items, so homeowners can feel confident that any repairs needed will not break the bank. This is very rare among home warranty providers; most set a hard cap on how much money will be apportioned to repairs.

Along with an $85 service fee, here are the prices of each plan:

Air conditioning is not covered by either plan; it is included as an add-on, which is a plus for Georgia residents during the summer months. Another add-on option is the First Class Upgrade, which is available with the Premier Plan. The First Class Upgrade will cover costs associated with hauling away old materials, correcting code violations, and cosmetic repairs to your covered items.

We think First American Home Warranty, despite the lack of standard air conditioning coverage, is a great choice for any Georgia resident. You can get a free quote today through this simple form or over the phone at 800-891-9778.

#5 Best Plan Variety: AFC Home Club

Founded in Marietta, Georgia, AFC Home Club is another top home warranty provider in the state. It stood out for its four plans, which is more than any other company in this review, in addition to its customizable service call fees, additional payment plan options, and a handful of add-ons for optional coverage.

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AFC Home Club Home Warranty Plans

AFC Home Club's home warranty plans offer extensive coverage for your home's systems, appliances, or a combination of both. For instance, you can purchase the Systems Plan if you're just looking for inexpensive systems coverage for your HVAC unit or electrical system, while the Silver Plan provides coverage for appliances like a clothes washer and refrigerator. You can purchase the Gold Plan or Platinum Plan for systems and appliances coverage.

Here's what's covered by each plan:

Optional Add-Ons

AFC Home Club offers these optional coverage items:

  • Central vacuum

  • Standalone freezer

  • Double oven

  • Ice maker

  • Built-in microwave

  • Hot water dispenser

  • Septic system

  • Tankless water heater

  • Sump pump

  • Well pump

  • In-ground pool

AFC Home Club Home Warranty Cost

You can feel confident that you'll pay for exactly what you need with AFC Home Club due to the company's variety of plan options and customizable pricing. AFC Home Club also offers a flexible pricing structure and lets customers select a $75, $100, or $125 service call fee, monthly or yearly payments, and the option for a three-year coverage term with a 20-month payment plan.

Here's what we were quoted on a home in Georgia for each of the four plans with a $100 service call fee:

In addition to AFC Home Club's impressive plan variety, the provider offers some unique club benefits with each home warranty plan, such as free credit monitoring and identity protection, discounts on ADT home security systems, and 24/7 access to an Emergency Alert Network. However, it may not be best for homeowners looking for high per-item appliance coverage limits, since it limits coverage to $2,000 per year, which is lower than most other providers in this review.

To get an instant quote from AFC Home Club, use this online tool or speak with a representative at 877-755-1115.

Home Warranty Rating Methodology

The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.

Here's what our review process looks like:

  • We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.

  • We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.

  • We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.

  • We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.

  • We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.

We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:

Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.

Frequently Asked Questions About Georgia Home Warranties

Do I need a home warranty?

Home warranties are not legally required, but we think they're useful as they help protect you from expensive home repairs. Instead of paying thousands of dollars for a new refrigerator or laundry machines, you can pay for a home warranty and get your items replaced at a fraction of the cost. Additionally, it can make your home more attractive to potential buyers when you put it on the market.

What's covered under a home warranty?

Each plan from each provider is slightly different. Most companies offer plans to insure your major systems (such as air conditioning, heating, and electrical), plans to insure your appliances (such as your refrigerator and laundry machines), and comprehensive plans that cover both. We recommend getting several sample quotes so you can make the most informed decision possible, or checking out our article on home warranty coverage.

Is a pool covered by my home warranty?

Most home warranties don't cover pools, because most homes don't have them. However, every major company at least offers an add-on coverage option for pools. Usually, these add-ons cover in-ground pools' filters, motors, and other essential equipment. If you have a pool, be sure it's covered when purchasing a home warranty.

What is a coverage limit?

A coverage limit is how much of the repair cost a company will pay before the homeowner is on the hook for the rest.