15 HSA- and FSA-Eligible Items You Can Buy Online: Skincare, Glasses, and More

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Believe it or not, 2023 is nearly over. If you have an HSA (Health Savings Account) or an FSA (Flexible Spending Arrangement) with remaining funds, now is a great time to take stock of your spending and use up any remaining money before the year ends. (This is especially true for your FSA, which expires at the end of your plan year—meaning you'll lose any of the money that isn’t spent.) Don’t know what to spend your HSA or FSA on? No sweat: You can shop thousands of HSA- and FSA-eligible items online from retailers like Amazon, Walmart, Warby Parker, and more.

HSAs and FSAs can help you save on a wide range of medical expenses by setting aside pre-tax dollars at the beginning of the year, but there are some rules around what you can spend those funds on. In general, you can use your HSA for products like contact lenses, dental treatments, acupuncture, and birth control. What you may not know is that it also extends to lots of other at-home health items, like glasses, COVID test kits, skincare, and bandages, so you have plenty of options to choose from.

Ahead, our editors rounded up some of the most popular HSA and FSA-eligible items you can shop online, from prenatal vitamins and skincare essentials to massage guns, sunglasses, and everything in between.

Essential Prenatal Multivitamin

While not all vitamins are FSA/HSA-eligible, you can shop prenatal vitamins using your FSA or HSA. These vitamins from Ritual include 12 key nutrients, including folate, vitamin B12, omega-3 DHA, and biotin.

Unseen Sunscreen

Sunscreen is an essential step in everyone’s skincare routine, and this popular formula from Supergoop is a great item to add to your cart right now. It’s designed to be completely invisible, oil-free, and feel weightless on your skin. Plus, the manufacturer says it’s great for blocking blue light from your phone and computer screens, too.

Mighty Patch The Original

These best-selling pore cleansing strips are HSA-eligible! The hydrocolloid stickers help absorb pimple gunk overnight; simply place it over any pimples and let it sit for at least six hours.

Durand Wide Frame

These best-selling eyeglasses are a great way to use your HSA or FSA funds before the year ends. Since the frames come so many colors and sizes, you’ll be able to choose from different options to suit your face shape and style preferences. Plus, Warby Parker makes it super easy to enter your prescription online (and returns are free within 30 days of your purchase).

Elastic Kinesiology Athletic Tape

This roll of kinesiology tape is great for supporting muscles and joints during physical activity, like running, lifting and cycling. The manufacturer says it’s great for knee and shoulder pain, and the durable adhesive is designed to adhere effortlessly to your skin without causing irritation.

Theragun Elite

If you’ve been considering purchasing a massage gun, December is a great time to do it. Not only is this high-tech recovery tool HSA/FSA-eligible, it’s also on sale for $100 off. With features like an ergonomic design, LED screen, and five different attachment heads, it’s great for soothing sore and achy muscles.

Loona Portable Urinal

This home health care device is a lifesaver for people with mobility difficulties and bladder issues. Designed for people who are unable to get to the bathroom easily—but also handy when you’re traveling or camping and don’t have access to a bathroom—this portable urinal can be used to collect urine without splashing or spilling. It’s HSA- and FSA-eligible, endorsed by Selma Blair, and costs under $45 on Amazon.

Healing Ointment

You likely already know that this versatile ointment is great for a wide range of skincare needs: Use it as a hand cream, lip moisturizer, and even a hydrating face mask. According to the manufacturer, the ointment creates a protective barrier that helps hold in moisture while still letting oxygen flow to your skin.

Antibacterial Flexible Fabric Bandages, 100 count

You can never have too many bandages on hand, and this best-selling 100-pack is just $5 at Walmart. The bandages are designed to be stretchy and long-lasting, and the absorbent pad helps avoid leaking on all sides. You can even shop this 100-pack in three different skin tones.

Hydration Multiplier Variety Pack

You can easily mix these electrolyte packets into your water for rapid hydration—making them perfect for exercise, travel, and recovery. According to the brand, each packet contains vitamins B3, B5, B6, B12 and vitamin C, and the slim design makes them convenient to bring with you on the go. Shop this 16-pack using your HSA or FSA now. Our senior commerce editor always has a stash in her pantry for quick hydration.

Cartel Sunglasses

If you have a prescription, you can use your HSA to buy sunglasses, and Eye Buy Direct has tons of chic yet budget-friendly options to choose from. This particular pair comes with an anti-scratch lens coating and can be upgraded with polarized lenses, your glasses prescription, reflective lenses, and more.

Rose Petal Witch Hazel Toner

Witch hazel is said to help reduce skin irritation, fight acne, reduce inflammation, and more, and this option from Thayers can be found in the HSA/FSA-eligible shop at Walmart. Simply apply it to your skin after cleansing and before adding any moisturizers or serums.

Medicated Acne Pads

These acne treatment pads have more than 6,000 ratings on Amazon and an average of 4.7 out of five stars. Designed for people with moderate acne, the pads contain 2% salicylic acid and are designed to unclog your pores, gently exfoliate, and help prevent future acne.

Purescreen+ Tinted Sunscreen for Face with SPF 30

This HSA- and FSA-eligible tinted sunscreen from Neutrogena is on sale right now. It’s meant to provide lightweight coverage while helping protect you from the sun—and it’s infused with vitamin E to help nourish your skin. Plus, it comes in four different shades.

Normatec Go

This portable massage tool uses air compression to help increase circulation in your legs, whether you’re standing at your desk or sitting at home. Simply slip them over your calves, turn the device on from the wireless battery pack, and relax. They’re even TSA-approved, which means you can wear them on your next long-haul flight (our senior editor has a pair and confirms they’re easy to travel with and use at home).

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