Earn unlimited cash back with the Citi Double Cash

Daniel Donabedian, Reviewed
·2 min read

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With the cost of living rising, we’re all trying to make our money go further. The excellent cash back rates of the Citi® Double Cash Card can help you do just that. Thanks to its generous rewards program, the Citi Double Cash Card was already one of our favorite cards.

This cash back card lets you earn up to 2% on all purchases with no spending caps. While many credit cards come with a 1% to 1.5% cash back rate on every expense, the Citi Double Cash Card earns 1% on purchases and then another 1% when you pay off those purchases. As long as you pay on time, the total 2% will apply.

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Since the cash back applies to all purchases, this card also comes in as one of our best cards right now for online shopping and groceries. The cash back rewards can be redeemed in various ways and turned into points, a statement credit, a direct deposit, or a check.

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In addition to the robust rewards, the Citi Double Cash Card has no annual fee. And it offers 0% introductory APR for 18 months on balance transfers, making it an all-around great addition to your wallet. Keep in mind that after the introductory period, the variable APR will increase to 18.24% - 28.24%, based on your creditworthiness.

Although this card doesn’t come with many additional perks, the 2% cash back is a rare enough feature that it offsets the lack of extra rewards.

Learn more about the Citi Double Cash Card

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Prices were accurate at the time this article was published but may change over time.

This article originally appeared on Reviewed: Citi Cash Back credit card: Earn unlimited cash back