Straight Talk: 'Can you hear me?' Scam is still ringing

BBB continues to receive reports on the “Can you hear me?” phone call scam.

Usually, the caller will hang up immediately after you respond to the question “Can you hear me?” However, some consumers say the calls can also be about banking, vacation packages, warranties, and even Medicare cards. The callers may be impersonating a business like your bank or another financial institution, a government agency, an insurance company, or others.

So far, BBB has no reports in Scam Tracker that mention monetary loss, and BBB is unsure if any victims have reported any losses to the FTC or another entity.However, it is unclear how the scams will play out over time or if the targets will be victimized later.

How the scam works

You get a call from someone who almost immediately asks, “Can you hear me?” Their goal is to get you to answer “Yes.” There may be some fumbling around; the person may even say something like, “I’m having trouble with my headset,” or “I’ll call you right back.” But in fact, the “person” may be a robocall recording your conversation, and that “Yes” answer you gave could later be edited to make it sound like you authorized a major purchase. Your response could also confirm to the scammer that the phone number they dialed is a real number, enabling future targeting of phone call scams.

In other variations of the scam, the caller may say, “Is this [your name]?” or some other question where the answer will be “Yes.” The caller may not hang up right away and may continue the conversation in an attempt to steal your personal information or record more of your voice. Here are some recent examples from BBB Scam Tracker:

“They called and said hello, hello? Then they asked if I could hear them. I assumed they wanted me to say yes, but instead, I said “mhmm” and they immediately hung up. I immediately tried calling the number back and got an error message, saying the number had been disconnected.”

“Caller asked ‘can you hear me’ then represented himself as a representative of [company name redacted] and asked for personal finance information…”

“A man called and immediately said “can you hear me?” And then told me that my identity was stolen and used for a crime in San Antonio TX. He said that someone was laundering money using my name. I then hung up the phone.”

“Caller asked “Can you hear me.” My husband responded with YES. The caller hung up. We think they recorded his response to be used as a scam.”

BBB tips to avoid these types of scams

• Use Caller ID to screen calls. Consider not answering unfamiliar numbers; important calls will leave a message.

• Just hang up. If someone from an unfamiliar number calls and asks, “Can you hear me?” or “Is this [your name]?” do NOT answer “Yes.” Scammers change their tactics as the public catches on, so be alert for other questions designed to solicit a simple “yes” answer or any response.

• Report the number to BBB.org/ScamTracker to help warn others. BBB also shares Scam Tracker information with government and law enforcement agencies, so every piece of information helps track down scammers.

• Join the Do Not Call Registry (DoNotCall.gov) to cut down on telemarketing and sales calls. This may not help avoid scammers since they do not tend to follow the law, but you will get fewer calls overall which may help you more quickly notice the ones that could be fraudulent.

• Check your bank and credit card statements regularly for unauthorized charges. Also check your cell phone bills. Scammers may use your voice's “Yes” recording to authorize charges on your phone. This is called “cramming,” and is illegal. If you are worried, notify your bank and credit card company. They may be able to put an alert on your accounts for unauthorized transactions or freeze your credit cards temporarily.

FOR MORE INFORMATION – Report scams to BBB Scam Tracker (BBB.org/ScamTracker) and find resources on how to spot a scam at BBB.org/SpotAScam.

FOR BBB INFORMATION – Visit BBB.org or call us at 330-454-9401 to look up a business, file a complaint, write a customer review, read tips, find our events, follow us on social media, and more!

This article originally appeared on The Alliance Review: BBB says key to 'Can you hear me' scam is to just hang up