News Summary: Bernanke warns; HP falters

BREAKING EVEN: Stocks finished the day close to flat. The Dow Jones industrial average was down as much was 94 points after the Federal Reserve chairman warned about the "fiscal cliff" of tax increases and government spending cuts.

BAD DAY FOR HP: Hewlett-Packard stock fell 12 percent. Executives said a company that HP bought last year for $10 billion lied about its finances.

OIL AND ENERGY FALL: The prices of energy stocks and crude oil fell as Israel and Hamas appeared close to a cease-fire to end a weeklong Israeli offensive in the Gaza Strip. A cease-fire would ease concern about oil supply.