You can still claim Social Security spousal benefits — even if your spouse is gone

Howard Gold
·4 min read
You can still claim Social Security spousal benefits — even if your spouse is gone
You can still claim Social Security spousal benefits — even if your spouse is gone

If you’re married, you’ll often do better with a joint claiming strategy for Social Security benefits. As I wrote last time, that usually works best if the two spouses are close in age and if one spouse earned considerably more than the other did during their work lives. Divorced and widowed spouses can collect spousal or survivors’ benefits—benefits based on a spouse’s lifetime earnings—with some restrictions.