4 Top Reasons You May Have a Hard Time Getting a Mortgage

4 Top Reasons You May Have a Hard Time Getting a Mortgage
Christy Bieber, The Motley Fool

Mortgage rates are near record lows right now, making it a great time to apply for a home loan. Unfortunately, that's making it harder for some people to take advantage of today's unprecedented bargains on fixed-rate mortgages. Lenders want to know you're going to be able to repay your mortgage loan.