4 Ways a Roth IRA Is Icing on the Retirement Cake

4 Ways a Roth IRA Is Icing on the Retirement Cake

When it comes to retirement planning, one account stands out as the best in class to hold your retirement money: the Roth IRA. In many ways, a Roth IRA is the icing on your retirement cake, as it sits at the sweet spot of taxation and flexibility that makes it a wonderful place to hold your financial assets. Focusing exclusively on Roth IRAs over every other form of retirement savings can lead to a less rewarding retirement due to the tax costs associated with getting money into your Roth IRA.