Is Delaying Social Security Still a Good Idea Now That Savings Account Rates Are Higher?

Is Delaying Social Security Still a Good Idea Now That Savings Account Rates Are Higher?

When it comes to filing for Social Security, you have different choices. You could sign up for benefits at your full retirement age (FRA) and get the complete monthly benefit you're entitled to based on your wage history. You're also allowed to sign up for Social Security starting at age 62 for a reduced benefit.