4 Reasons Americans Are Passing Up the Simplest Way to Claim Social Security

Claiming Social Security is an important life milestone. Unfortunately, recent data from the Center for Retirement Research shows many Americans are passing up the simplest approach to claiming Social Security benefits and are needlessly complicating their efforts. According to the Center for Retirement Research, the No. 1 reason people don't apply for benefits online is because they aren't aware they have the option to do so.