This Social Security Decision Guarantees You'll Get a Lower Benefit, but It's Not Necessarily a Bad One

This Social Security Decision Guarantees You'll Get a Lower Benefit, but It's Not Necessarily a Bad One

If you're eligible for Social Security benefits in retirement, you get a choice on when you sign up. You can also file for Social Security early if you're willing to accept a reduced monthly benefit for life. On the flip side, you can delay your Social Security filing beyond FRA and boost your benefits in the process.