3 Problems With 401(k)s You Should Know About

3 Problems With 401(k)s You Should Know About

Not only do 401(k) plans come with generous contribution limits, but many companies have matching programs that allow workers to receive free money toward retirement in their accounts. Also, while some 401(k)s offer several dozen funds to choose from, other plans may have a more limited selection. Furthermore, choosing the wrong 401(k) funds could result in hefty fees that dig into your investment returns.