Why Do Life Insurers Require a Medical Exam?

Why Do Life Insurers Require a Medical Exam?
·3 min read

In most cases, consumers who apply for life insurance will be required to undergo a medical exam. Here's why insurers want would-be policyholders to get checked out by a doctor who will evaluate the details of their health status. Life insurers often insist upon a medical exam because they need to find out sufficient information about a policyholder's health status before they are willing to offer coverage.

Our goal is to create a safe and engaging place for users to connect over interests and passions. In order to improve our community experience, we are temporarily suspending article commenting