Now's the Time to Play Defense If You Have Retirement on the Horizon

Now's the Time to Play Defense If You Have Retirement on the Horizon

Many things in life follow a high-risk, high-reward system but few more so than stock investing. There are no guaranteed returns, and there's always a chance you could lose a lot of your investment over a short period of time. Investments like bonds and certificates of deposit (CDs) typically carry less risk, but as a result, their returns may not even be high enough to keep up with inflation, much less provide decent long-term growth.