Why It Pays to Check Your Credit Report Early on in 2022

When it comes to sitting down with a good read, you'd probably rather reach for an intriguing novel or your favorite magazine than your credit report. Generally speaking, it's a good idea to review your credit report at the start of the year so you know what your financial picture looks like. Your credit report will contain details about your current loans and credit cards, what your balances look like, and how well you've been keeping up with your payments.