Reasons Your 401(k) Is Not Enough for Retirement
Learn the basic structure of a 401(k) and why it may not be enough to sustain you during retirement.
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GOBankingRatesRetirement 2023: Here’s How Much the Average American Has in Their 401(k)
Hitting your retirement savings goals is all but impossible unless you invest your money via a tax-advantaged account like a 401(k). These savings vehicles are often offered by employers, and as of...
- MoneyWise
The age of 62 remains the most popular time to claim Social Security benefits — but are most people correct? Here are the pros and cons of cashing in early
Here are the pros and cons of cashing in early — yes, early — once you hit that charmed age.
- Fox Business
How safe are credit unions amid bank turmoil?
A series of bank collapses in recent weeks has given some depositors the jitters, with many moving their funds to larger institutions for safety. So how are credit unions faring?
- SmartAsset
Working Longer to Max Out Social Security May Fail Most Workers
The idea of working longer before claiming Social Security benefits sounds like a great retirement strategy. Staying on the job means you can maximize your eventual benefit, continue to save for retirement and avoid tapping your investments to cover living … Continue reading → The post Working Longer to Max Out Social Security May Fail Most Workers appeared first on SmartAsset Blog.
- Fortune
Treasury bills’ popularity is booming after the Fed raised rates. Here’s what you need to know, and how to buy them
Experts say investors may be able to generate attractive, short-term returns as the Fed continues to raise rates
- SmartAsset
Is $3 Million Enough to Retire at 65?
To some people, $3 million will sound like a lot. You probably think $3 million is enough to retire if you're among that crowd. But retiring with $3 million at 65 can last depending on your longevity, lifestyle and other … Continue reading → The post Is $3 Million Enough to Retire at 65? appeared first on SmartAsset Blog.
- TheStreet.com
No 'Guarantee' But Yellen May Have Just Set a Trap for the Bears
For once, Wall Street isn't blaming Powell for a market beatdown. Here's how I expect things to play out as we edge toward the end of March.
- Barrons.com
The 10 Years Before Retirement Are Critical. How to Be Ready.
While retirement planning is a decadeslong endeavor, the way you handle your final decade before leaving the workforce will have a critical impact on how ready you’ll be when that day finally arrives. “It hits about 10 years out—this train is coming to me,” says Danielle Byrd Thompson, a financial professional at Equitable Advisors in Washington, D.C. “It’s like a time clock is starting.” Of course, that final stretch is far easier to navigate when the stock market cooperates.
- Motley Fool
Why I'm Still Buying Bitcoin Hand Over Fist Today
Bitcoin might be up more than 65% this year, but it looks like it could still be a great time to buy.
- Benzinga
Bitcoin To $1 Million: Former Coinbase CTO Predicts Bitcoin To Rise 35,000% In June Amid U.S. Bank Uncertainty
Former Coinbase Chief Technology Officer (CTO) Balaji Srinivasan is betting big on Bitcoin (BTC/USD), predicting the cryptocurrency will hit $1 million by June 17 because of a rapid devaluation of the U.S. dollar. Srinivasan entered into a $1 million bet via Twitter with two individuals, offering up Circle's USDC stablecoin to pseudonymous Twitter personality James Medlock and another unnamed person if Bitcoin fails to achieve the historic gains he predicts. The bet is part of Srinivasan’s view
- Investopedia
Top CD Rates Today, March 24
See what today's top nationwide rate is for every CD term, and how it compares to the previous business day's top rate. We collect data from more than 200 financial institutions.
- GOBankingRates
Here’s How Much Money Experts Say You Should Have in Your Savings Account If You’re in Your 50s
Much has been written about decade-based retirement savings targets. T. Rowe Price, for example, recommends having three to six times your annual salary socked away for retirement by the time you turn...
- GOBankingRates
These People Make Six Figures and Still Struggle Financially — Here’s Why
For a long time, a $100,000 salary was considered the threshold of material success. It guaranteed a comfortable, even abundant lifestyle, where a nice house, car and luxuries like travel were well...
- Motley Fool
3 Exceptionally Safe Dividend Stocks That Can Turn $400,000 Into $1 Million by 2030
These historically profitable dividend-paying stocks are ideal for risk-averse investors wanting to take advantage of a bear market discount.
- TipRanks
‘Our Best Long-Term Picks’: Morgan Stanley Suggests 3 High-Quality Stocks to Buy Now
Stock experts often tout the merit of taking the long-term view rather than looking for short term gains. It’s a strategy that gets the thumbs up from Morgan Stanley’s US Equity Strategy team, led by Mike Wilson. Wilson has been one of the Street’s most vocal bears for a while, but while he does not see the bear market as over just yet, he forecasts a “stronger earnings picture” by next year. A friendlier monetary policy, high inflation receding, pent-up demand in investment/capex and in specifi
- TipRanks
Seeking at Least 7% Dividend Yield? Goldman Sachs Suggests 2 Dividend Stocks to Buy
Since the banking crisis began, investors have been looking toward the Federal Reserve. The central bank’s move on interest rates had been widely anticipated, and investors were eager for a sign to indicate whether the Fed saw inflation or a bank run crisis as the greater threat. With central bank’s announcement of a 25 basis point rate hike, or 0.25%, the impression is that the Fed has tried to take a middle path, and is slowing its interest rate policy to calm the banking sector while not aban
- Investopedia
What Are the Risks of Annuities in a Recession?
Which among the most common types of annuities pose the most risk during a recession? Let’s take a look.
- Zacks
2 Semiconductor Stocks to Buy with Reasonable Valuations
There are still some chip stocks that are trading at reasonable valuations
- Motley Fool
The Fed Raised Rates Again. Here's What That Means for Savings Account Holders
Inflation has been battering consumers since mid-2021. Thankfully, the pace of inflation has come down since peaking in 2022. For this reason, the central bank has been raising interest rates pretty consistently.