This Trick Could Give You a Higher Social Security Benefit -- Even If You Already Filed

There's a good chance you'll end up depending a lot on your Social Security benefits to cover your retirement expenses. If you filed for Social Security before reaching your full retirement age (FRA), you may have slashed your benefit substantially, leaving you with less monthly income to look forward to. Generally speaking, the Social Security benefit you start off collecting is the same monthly benefit you can look forward to for life -- not counting the annual cost-of-living adjustments benefits are subject to.