Prediction: 2 Growth Stocks That Could Soar 1,000% in the Next 10 Years

With that in mind, investors should consider adding Upstart Holdings (NASDAQ: UPST) and Riskified (NYSE: RSKD) to their portfolios. Banks rely heavily on FICO scores when making lending decisions, but those three-digit credit scores are based on a relatively limited number of variables. Its lending platform uses artificial intelligence (AI) to measure more than 1,500 data points per borrower -- about 100-fold more than traditional credit models -- to help lenders quantify risk more precisely.