13 Surprising Things Your Homeowners Insurance Doesn't Cover

13 Surprising Things Your Homeowners Insurance Doesn't Cover

There are actually a lot of common household problems that your insurance won't cover, including many types of natural disasters that you simply can't prevent. Here are some of the more notable things your typical homeowners insurance policy won't cover. Unfortunately, if this happens and you don't have a supplemental sinkhole policy, your homeowners insurance may not actually cover much -- or even most -- of the damage.