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- American businessman
It’s become something of a parlor game these days to speculate about the coming demise of Social Security, and advisors are getting a lot of questions from clients about the potential insolvency of the retirement safety-net program. Health savings accounts have been around since 2003 but aren’t nearly as well understood as 401(k) plans or IRAs. Michael Kitces, the self-proclaimed nerd and practice management guru, is a well-known figure within the financial planning world.