S & T Bancorp Inc (STBA) Q1 2021 Earnings Call Transcript

S & T Bancorp Inc (STBA) Q1 2021 Earnings Call Transcript

It is now my pleasure to turn the floor over to your host, Mark Kochvar, CFO. To round out the credit discussion, I'd like to point out that our ACLs and loans decreased slightly to 1.60% in the first quarter from 1.63% at the end of the year and to 1.72% from 1.74%, excluding PPP.