Liberty Home Guard vs. American Home Shield | 2022

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If you're looking for a comparison of Liberty Home Guard vs. American Home Shield, our reviews team can help. We examined both providers' cost, coverage plans, and customer reviews to help you decide which company offers the best home warranty for you and your home.

To get a free quote from Liberty Home Guard, call 866-452-9107 or complete this form. To get a free quote from American Home Shield, call 844-529-9298 or fill out this form.

Company Overview

Compare a general overview of Liberty Home Guard and American Home Shield below.

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Pros & Cons

Liberty Home Guard and American Home Shield are two of the best home warranty companies in the industry, but they may not be right for everybody. Compare the pros and cons of each company below.

Liberty Home Guard Pros & Cons

American Home Shield Pros & Cons

Plans Offered

Liberty Home Guard Plans

Liberty Home Guard offers three coverage plans: System Guard, Appliance Guard, and Total Home Guard. Appliance Guard covers nine appliances, like your refrigerator and dishwasher, System Guard covers six essential home systems, like the air conditioning and heating, and Total Home Guard combines the coverage of the Appliance Guard and System Guard plans for a total of 15 covered home systems and appliances.

Here are the items covered under each Liberty Home Guard plan:

Liberty Home Guard also offers 20 optional add-ons providing coverage for the following items: Water softener, electronics protection, lawn sprinkler system, swamp cooler, ejector pump, grinder pump, pool and spa, gutter cleaning, floor/carpet cleaning, additional spa, sump pump, limited roof leak, stand-alone freezer, septic system pumping, pest control, central vacuum, re-key services, second refrigerator, well pump, lighting and plumbing fixtures, ice maker, wine cooler/fridge, salt water pool, generator, water dispenser, water line, hot water dispenser, and reverse osmosis system.

To get a free quote from Liberty Home Guard, call 866-452-9107 or complete this form.

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American Home Shield Plans

American Home Shield offers three coverage plans: the ShieldSilver™, ShieldGold™, and ShieldPlatinum™ plans. ShieldSilver covers systems like the plumbing and air conditioning. Whereas, ShieldGold and ShieldPlatinum both cover a combination of both systems and appliances. The ShieldPlatinum also includes coverage boosts and extra features, making it the most comprehensive option.

Here are the items covered under each American Home Shield plan:

Additionally, American Home Shield offers coverage for five optional add-ons:

  • Electronics extended warranty

  • Guest units under 750 square feet

  • Septic pump

  • Pool and spa

  • Well pump

For a full list of covered items and exclusions, we recommend reading an American Home Shield sample contract before signing up for a plan. This way, you'll know exactly what's covered in your policy and won't be surprised if a claim is denied.

You can get a free quote from American Home Shield by calling 844-529-9298 or by completing this form.

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Cost Comparison

In general, Liberty Home Guard and American Home Shield plans fall within a similar price range, but the low end of Liberty Home Guard's monthly premium range is slightly more affordable than American Home Shield. Additionally, Liberty Home Guard has a lower service fee than American Home Shield at only $60. However, American Home Shield allows homeowners to select a service fee between $75–$125. The lower the service fee you select, the higher your monthly premium will be and vice versa.

Liberty Home Guard Cost:

  • Monthly premium cost: $39.99–$49.99

  • Service fee deductible: $60

American Home Shield Cost:

  • Monthly premium cost: $40–$58

  • Service fee deductible: $75–$125

Customer Reviews & Ratings

Liberty Home Guard and American Home Shield both earned positive ratings from the BBB, but only American Home Shield is accredited by the organization. Regarding customer reviews, Liberty Home Guard has received more positive reviews, on average, than American Home Shield. Liberty Home Guard holds a 4.5-star average rating in comparison with American Home Shield's 2.5-star average rating.

Liberty Home Guard Reviews & Ratings

  • BBB accreditation: No

  • BBB rating: A+

  • Average BBB customer review rating: 4.5/5 stars

  • Number of BBB customer reviews: 371

"I was planning a pool party, and the day before the event, my pool heater broke. I called [Liberty Home Guard] and told [the company] I had an emergency. [The company's technicians fixed] everything in only a couple of hours! My party was saved!" — Igor B. on July 23, 2020

"I have placed two claims so far, and [Liberty Home Guard has] rectified [my problems] more quickly than expected. The service was prompt, and I have never faced any issues [after the product was] repaired. I will give [the company] five stars." — Jeffrey B. on July 7, 2020

American Home Shield Reviews

  • BBB accreditation: Yes

  • BBB rating: B

  • Average BBB customer review rating: 2.5/5 stars

  • Number of BBB customer reviews: 6,991

"[I am] so glad I have this warranty. [American Home Shield] is fast, efficient, affordable, and covers everything. I will always stay with them." — Christen K. on August 16, 2020

"I had a great experience with a skilled technician [who] addressed my garbage disposal problem. [He was] prompt, polite, and knowledgeable. [He] assessed the situation quickly and completed [the] work professionally." - Jill B. on August 15, 2020

Conclusion

Liberty Home Guard and American Home Shield are two of the most popular home warranty companies available. We named American Home Shield as the best overall home warranty company because of its comprehensive coverage, flexible service fees, and years of experience. We named Liberty Home Guard as the most dependable for its low service fees, affordable protection plans, positive customer reviews, and A+ rating from the BBB.

If you want a provider with years of industry experience, we recommend American Home Shield. If you're on a tight budget or prefer to have a wide variety of optional coverage items to choose from, we recommend Liberty Home Guard.

To get a free quote from American Home Shield, call 844-529-9298 or fill out this form. For a free quote from Liberty Home Guard, call 866-452-9107 or complete this form.

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Home Warranty Rating Methodology

The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.

Here's what our review process looks like:

  • We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.

  • We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.

  • We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.

  • We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.

  • We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.

We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:

Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.

Frequently Asked Questions

What are the benefits of a home warranty plan?

Home repairs and replacements can cost hundreds to thousands of dollars, and paying these expenses out-of-pocket is not realistic for many homeowners. With home warranty coverage, homeowners pay a relatively small monthly payment of about $25 to $60 per month and a service fee of about $75 to $125 every time a repair or replacement is needed, making it more affordable than paying for unexpected repairs and providing peace of mind that you're covered if an item breaks down.

Additionally, a home warranty company will send a trusted contractor out to your home for repairs or replacements, preventing you from having to spend time searching for a licensed technician in your area.

What is the waiting period for Liberty Home Guard and American Home Shield?

Liberty Home Guard and American Home Shield both have a waiting period of 30 days, which means that new customers must wait 30 days before coverage kicks in and they can file a claim.

What are the customer service hours for Liberty Home Guard and American Home Shield?

Liberty Home Guard and American Home Shield both offer 24/7 customer service.