The 4 Best Home Warranty Companies in North Carolina | 2021
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Best Overall
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Best Basic Plan
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Best Add-on Options
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Best Membership Perks
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Best Coverage Upgrade
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Best Plan Variety
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A home warranty helps cover the cost of repairs on your home systems and appliances when they break down due to normal wear and tear. Without a home warranty, these expenses can really add up.
Our team carefully reviewed the top home warranty providers in the industry and recommends reaching out to several of the companies listed below to receive a free quote. Check out our four picks for the best home warranty companies in North Carolina.
Top Home Warranty Providers in North Carolina
Best Overall: American Home Shield
Best Basic Plan: Choice Home Warranty
Best Add-on Options: Liberty Home Guard
Best Membership Perks: Cinch Home Services
1. Best Overall: American Home Shield
Number of Plans: 3
Average Monthly Cost: $40.00–$58.00
Service Fee: $75, $100, or $125
Our Take
American Home Shield (AHS) is a leader in the home warranty industry, serving over 1.8 million members around the country (the only state it doesn't operate in is Alaska). With AHS, your older appliances and systems are still covered, and no inspections or maintenance records are required for your coverage to start.
AHS offers three plans:
ShieldSilver™: Covers 14 home systems
ShieldGold™: Covers combination of 23 systems and appliances
ShieldPlatinum™: Covers combination of 23 systems and appliances
Optional add-ons include guest house coverage, a plan for electronics, and pool protection.
The company has a nationwide network of licensed contractors, but customers have the option to choose their own technician. They can also choose between three service fees and will save money on their premiums by opting for a higher service fee.
To learn more about American Home Shield's coverage options, we recommend getting a free quote online or calling a customer service agent at 844-529-9298.
2. Best Basic Plan: Choice Home Warranty
Number of Plans: 2
Average Monthly Cost: $41–$50
Service Fee: $85
Our Take
Choice Home Warranty has been a leading home warranty provider since 2008, serving every state but California and Washington. Choice's Basic Plan is among the top basic plans in the home warranty industry, covering both appliances and systems.
Customers can choose between two plans:
Basic Plan: Covers a combination of 14 appliances and systems
Total Plan: Covers everything under the Basic Plan, plus coverage for refrigerator, air conditioning, clothes washer, and clothes dryer
Additional coverage for items like a pool, sump pump, and leaky roof is available for a small fee.Unlike most companies that have complicated service contracts and coverage limits, Choice's limit of liability across the board is $3,000 per item.
If you're interested in a Choice Home Warranty plan, get a free quote online or call Choice at 929-400-6165 for more details.
3. Best Add-on Options: Liberty Home Guard
Number of Plans: 3
Average Monthly Cost: $39.99–$59.99
Service Fee: $60
Our Take
Liberty Home Guard is a relatively new home warranty company, but it has developed a reputation for dependability due to its strict vetting process for independent contractors. All work performed by an in-network contractor comes with a 60-day workmanship guarantee, and all independent contractors are regularly evaluated for quality control. Liberty offers more add-on options than any other provider on our list, allowing customers to tailor their plans to fit their needs.
Liberty Home Guard offers three plans:
Appliance Guard: Covers appliances
System Guard: Covers systems
Total Home Guard: Covers both systems and appliances
Liberty's prices are flexible and depend on your home's size and location. The Total Home Guard plan starts at about $1.50 per day, and the Appliance Guard and Systems Guard plans start at just $1 per day.
For a personalized quote, fill out this simple online form or call 866-452-9107.
4. Best Membership Perks: Cinch Home Services
Number of Plans: 3
Average Monthly Cost: $27.99–$61.99
Service Fee: $100, $125, or $150
Our Take
Cinch Home Services is one of the most experienced home warranty companies in the industry. Since 1978, Cinch has aimed to simplify home warranties, providing peace of mind through generous service guarantees. Homeowners with a Cinch home warranty can receive protection against rust and corrosion, discounts on new appliances, protection for pre-existing conditions, and a 180-day workmanship guarantee.
Cinch Home Services offers three plans:
Appliances Plan: Covers appliances
Built-in Systems Plan: Covers built-in systems
Complete Home Plan: Covers an impressive 31 items
The Complete Home Plan also includes a homeowners insurance deductible reimbursement, which reimburses you up to $500 if you file a homeowners insurance claim. While Cinch's service fees are slightly higher than the industry standard, we like that customers can choose a higher service fee for a lower monthly rate.
For more information on Cinch, request a free quote online or call an agent at 888-520-1711.
Home Warranty Rating Methodology
The Home Service Research Team at Better Homes & Gardens strives to provide unbiased and objective reviews to readers by compiling relevant information on home warranty companies and rating the providers on a variety of factors.
Here's what our review process looks like:
We examine each provider's website to determine plan details, coverage, customer service offerings, and other benefits. We also speak with company representatives to get more insight on plan details.
We read sample contracts from each home warranty company to analyze and compare coverage details, limits, and exclusions.
We read at least 100 third-party customer reviews for each home warranty company to determine the real-life benefits and drawbacks of each provider.
We gather cost information for a variety of home warranty plans in different states by completing online quote forms and speaking with sales representatives to simulate the quote process.
We revisit each company's offerings on a seasonal basis, ensuring that we include the most up-to-date information in our reviews.
We also created a 100-point rating system to score companies based on objective factors, such as plan options, coverage, and customer service:
Overall, the Home Service Research Team has reviewed over 70 home warranty companies to select the top-rated providers in the industry.
Frequently Asked Questions
What is a home system?
Home systems are essential to the functionality or comfort of your home. In general, a home warranty will cover systems like your air conditioning, heating, water heater, electrical, and plumbing.
How soon can I submit claims after purchasing a home warranty?
Most home warranty companies have a 30-day waiting period before you can submit a claim. This is to prevent customers from purchasing a home warranty to fix an item that's already broken.
Does my home warranty cover weather damage?
Generally, no. Home warranties cover your appliances and systems that stop working due to normal wear and tear. Weather-related incidents are usually covered by a home insurance policy.
