Securing a mortgage can seem like a daunting process when you’re buying a home for the first time—and even more so if you’re familiar with the traditional mortgage process, which typically involves multiple trips to the bank and mountains of paperwork.

Enter QuestMortgage®, the new, better way to mortgage. Whether you’re a first-time buyer, renewing your mortgage or looking for your next home, QuestMortgage can help. By eliminating many of the hassles and pain points associated with securing a mortgage through traditional lenders, QuestMortgage is making the process simple, straightforward and stress-free.

Here’s a closer look at how QuestMortgage is making the road to homeownership easier and more affordable, and five good reasons why anyone shopping for a mortgage should have QuestMortgage at the top of their list.

The convenience of an entirely online experience

In today’s world, convenience is paramount. So why is the traditional route of getting a mortgage so outdated and time-consuming? From the series of in-person appointments to the never-ending paperwork, applying for a mortgage at the bank can be a real hassle. Now there’s a better way.

QuestMortgage streamlines the process by bringing the mortgage application process entirely online—and into the 21st century. Now, whether you’re looking to calculate how much mortgage you can afford, seeking pre-approval for a low interest rate or simply looking to access your mortgage application 24/7, you can do it all (and more) from the comfort of home. That means no more valuable time wasted.

Get pre-approved in minutes

The first step for any aspiring home buyer entering the market should be setting a budget for your new home; the next should be getting pre-approved for a mortgage. QuestMortgage offers online pre-approval in minutes, making this crucial step in your home buying journey surprisingly easy.

Once you’ve selected your term, you’re able to lock in your interest rate for 120 days, giving you time to find your dream home without having to worry about a hike in rates once you’re ready to buy.

Expect great low rates, right from the start

With QuestMortgage BetterRates™, you can rest easy knowing you’re getting a great low rate right from the start. That’s because QuestMortgage is committed to transparency—the application process is completely transparent and so are the rates and savings that are posted compared to the big banks.

It’s all in service of helping you determine which is right for you, whether you opt for a fixed or variable rate. With highly competitive rates, QuestMortgage BetterRates™ make it easier for homeowners to keep more of their money.

Pay off your home sooner thanks to flexible prepayment options

As a homeowner’s buying power fluctuates throughout their life, how much they can afford to put down on their mortgage changes as well. Unlike some mortgage providers that keep you locked into monthly payments for far longer than you need to be, QuestMortgage makes it possible to pay off your mortgage on your own terms.

QuestMortgage gives customers the option to make lump sum prepayments of up to 20% of the original balance at the start of the term, per anniversary year–plus you can increase your payments at any time by up to 100% of the original monthly payment. That can put you on the path to paying off your mortgage outright faster than you might with a traditional provider, helping you save even more money in the process.

Get help from a team of expert mortgage advisors when you need it

Navigating the homebuying journey isn’t something you should have to do alone. Whether you’re looking to apply for your first mortgage, switch providers, or buy a second home or investment property. QuestMortgage has a robust team of expert mortgage advisors to help put your mind at ease and be there for you every step of the way. It’s all in service of the larger QuestMortgage goal: to make the mortgage process as straightforward and hassle-free as possible.

Thanks to QuestMortgage, securing a mortgage has never been easier. No matter what your situation may be, QuestMortgage offers a better way to mortgage, giving clients a simpler path to homeownership, and shaking up the mortgage industry in the process by prioritizing low rates, an easy pre-approval process and flexible payment options. If only the rest of your house hunt could be this easy.

There’s a new way to mortgage. Learn more about QuestMortgage.

All mortgage applications are subject to meeting QuestMortgage standard credit criteria, residential mortgage standards and maximum permitted loan amounts. All rates are subject to change at any time without notice. Advertised interest rates are for approved QuestMortgage applications that meet qualification conditions and interest rates available at pre-approval may be higher. Available in select markets only.

Pre-approval may only be available for certain mortgage terms. The purpose of the pre-approval is to hold an interest rate for you that will not be exceeded while the Pre-approval Rate Hold Guarantee is in effect and can only be used if you are approved for a QuestMortgage. Your pre-approved interest rate is subject to the Pre-approval Rate Hold Guarantee, which applies from the time you are pre-approved for a period of up to 120 days, after which this guarantee expires; other conditions may apply. Pre-approval does not provide any form of guarantee that you will be approved for a mortgage.

The information and opinions in this material are for information purposes only and should not be used or construed as real-estate, mortgage, financial, or investment advice or recommendations by CTC or any of its affiliates.

Questrade, Inc. and Community Trust Company (“CTC”) are subsidiaries of Questrade Financial Group. QuestMortgage® is a service provided by CTC. QuestMortgage, licensed to CTC, is a trademark of Questrade, Inc. © 2022, Questrade, Inc. All Rights Reserved.