John Oliver: Federal Flood Program Is Trapping Vulnerable Homeowners

John Oliver turned to a puppet seagull to help him break down the devastating problems of the U.S. government’s federal flood insurance program.

The “Last Week Tonight” host offered a detailed report about how the National Flood Insurance Program actually hurts the most vulnerable of flood-prone homeowners.

“Essentially, a government program that was supposed to help people in flooded homes is sometimes trapping them inside them indefinitely,” Oliver said.

He then conversed with a Tostitos-obsessed puppet seagull to drive the point home.

Check it out in the video above.

As the segment aired on Sunday night, a storm pummeled the northeast. Flash flood and high wind warnings were in effect across New England and hundreds of thousands of people were without power.

It was also the fifth anniversary of Hurricane Sandy, one of the most destructive weather events in U.S. history. That storm caused affected 24 states and caused $71.4 billion in damage.

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Ofelia Castro leads her grandchildren across a flooded street as they continue an hours long trek from their flooded house in the Edgewood area of South Houston to a relatives apartment miles away.
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Aaron Tobias who said he lost everything stands in what is left of his home in Rockport. Mr. Tobias said he was able to get his wife and kids out before the storm arrived but he stayed there and rode it out. 
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Damaged boats in a multi-level storage facility are seen in Rockport.
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People gather supplies out of destroyed homes to take back to a shelter near City-By-The Sea, Texas.
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A destroyed laundromat is seen in Rockport.
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A destroyed apartment complex is seen on Aug. 26, 2017, after Hurricane Harvey passed through Rockport, Texas.
Donna Raney is helped out of the window by Lee Guerrero and Daisy Graham in Rockport.
Donna Raney is helped out of the window by Lee Guerrero and Daisy Graham in Rockport.
Valerie Brown walks through a flooded area after leaving her apartment in Rockport.
Valerie Brown walks through a flooded area after leaving her apartment in Rockport.
Charlie Company of the 4th Assault Amphibious Battalion, Marine Forces Reserve arrive at the Central Mall in Port Arthur, TX on Thursday night after running rescue missions in the hardest hit areas of town throughout the day.
Charlie Company of the 4th Assault Amphibious Battalion, Marine Forces Reserve arrive at the Central Mall in Port Arthur, TX on Thursday night after running rescue missions in the hardest hit areas of town throughout the day.
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A Rockport firefighter goes door to door on a search and rescue mission as he looks for people who may need help.
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Rescue personnel help Hersey Kirk as she is airlifted into a rescue helicopter.
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Jacque McKay walks through the apartment complex where she lives in Rockport.
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A damaged home is seen after Hurricane Harvey in Rockport. 
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Damage is seen to a shopping center in Victoria, north and farther inland than Rockport.
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Damage is seen at a business near Rockport
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A damaged mobile home in Victoria.
Damage to a hotel in Victoria.
Damage to a hotel in Victoria.
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A business is damaged in Victoria. 
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A light plane sits upside done at Rockport Airport. 
A sunken boat at Rockport Harbor. 
A sunken boat at Rockport Harbor. 
Destroyed houses in Rockport. 
Destroyed houses in Rockport. 
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Light medium tactical vehicle's (LMTV) make their way through floodwaters near Bridge City in Texas.
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A car lies abandoned in Rockport. 
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A police officer checks for survivors among destroyed houses in Rockport.
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Damage to homes is seen near Rockport
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A sign on a Holiday Inn hotel in Victoria.
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A burnt-out house that caught fire after Hurricane Harvey hit Corpus Christi.
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A house suffers roof damage in Corpus Christi. 

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