Ford's tiny truck can run you anywhere from $20,000 to $40,000: See the differences between the basic Maverick XL and fancy Lariat

The Ford Maverick XL (top) and Lariat.
The Ford Maverick XL (top) and Lariat.Tim Levin/Insider
  • The Maverick is Ford's newest small truck, and it starts at around $20,000.

  • Add on all-wheel drive, a bigger engine, and fancy upgrades and that cost could double.

  • We drove a bare-bones XL and a well-optioned Lariat to find the biggest differences between the two.

Ford's new Maverick is a smash hit, and its success proves that buyers are hungry for smaller, cheaper trucks.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

Launched last year, the pint-sized pickup slots below Ford's Ranger and even larger F-Series models.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

And in a world where people regularly shell out $50,000 or more for a truck, the 2022 Maverick costs a measly $20,000 to start.

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

Read more: The $20,000 Ford Maverick is a bare-bones pickup truck that proves less really can be more

Of course, a Maverick can cost almost double that for buyers who choose a fancier trim and pile on the options.

2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

But what are the biggest differences between the cheapest and most expensive models? I drove the bargain-bin Maverick XL and pricier Maverick Lariat to find out.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

The Maverick Lariat starts at roughly $26,000, but the one Ford lent me cost right around $35,000, including some options and a destination fee.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

From the outside, a few key differences between the XL and Lariat stand out.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

The XL gets basic steel wheels, a black grille, and black side-view mirrors.

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

The Lariat comes with 17-inch aluminum wheels (optional 18-inch ones on my tester), silver trim across the grille, and body-colored mirrors.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

I find the XL's stripped-down look charming ...

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

... but there's no question the Lariat looks less like a work truck.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

One of the best things about the Maverick is that it comes with a hybrid engine as standard, giving it an EPA-rated 37 mpg combined.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

But if you want all-wheel drive and a bit more grunt, there's also a turbocharged four-cylinder available.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

The hybrid Maverick XL droned loudly at high speeds and struggled to make highway passes.

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

But the Lariat I drove — equipped with the upgraded powertrain — had plenty of power for quick merges and the like. The gutsier engine bumps horsepower from 191 to 250.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

Read more: People are roasting BMW for unveiling a 'hideous' $160,000 SUV with 644 horsepower — see the polarizing XM

Moving onto the interior, it's no shocker that the Lariat offers up many more comforts and amenities.

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

Read more: Tour the $20,000 Ford Maverick pickup truck's funky and functional interior

The XL's cab is basic and gets the job done.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

It even has thoughtful touches like interesting patterns and textures that keep things from feeling cheap.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

It has funky door handles and door pockets designed to fit a large water bottle.

2022 Ford Maverick Interior
The 2022 Ford Maverick.Tim Levin/Insider

There's a small screen with little cubbies nearby for storing sunglasses or a wallet.

2022 Ford Maverick Interior
The 2022 Ford Maverick.Tim Levin/Insider

Read more: I drove the $20,000 Ford Maverick. Here are 4 reasons to buy the little pickup — and 3 ways it falls short.

And the center console is packed with little nooks and crannies for your phone and other odds and ends.

2022 Ford Maverick Interior
The 2022 Ford Maverick.Tim Levin/Insider

The Lariat has all those fun and useful qualities, but features higher-end materials and is more comfortable overall.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

It also has a bolder blue-and-brown color scheme.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

Read more: I've driven 15 different electric cars. These are my 13 favorite features, from the F-150's frunk to Rivian's camping kitchen.

Both have handy under-seat storage.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

My tester with the optional $3,750 Lariat Luxury Package had heated faux-leather seats, an upgraded stereo system, a heated, leather-wrapped steering wheel, and a wireless phone charger, among other upgrades.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

The Lariat also adds fairly basic conveniences the XL doesn't have, like push-button start, adaptive cruise control, and dual-zone climate control.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

Blind-spot monitoring is a welcome addition.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

Now onto the heart of the Maverick and the reason most people will buy one: Its bed.

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

The XL has a bare-metal bed with some clever DIY-oriented features.

2022 Ford Maverick XL pickup truck.
Tim Levin/Insider

Read more: Tour the $20,000 Ford Maverick's small but extremely versatile truck bed

It has stamped slots that let owners use 2X4s as shelves and dividers.

The 2022 Ford Maverick.
The 2022 Ford Maverick.Tim Levin

It offers threaded holes so owners can mount their own accessories.

The 2022 Ford Maverick.
The 2022 Ford Maverick.Tim Levin/Insider

And it offers access to 12-volt power, so owners can wire in lighting.

The 2022 Ford Maverick.
The 2022 Ford Maverick.Tim Levin

The Lariat I tested had a bed liner, which made it less slippery to stand on and more durable.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

It also came with a handy folding tonneau cover, LED lights, and sliding tie-down points.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

The left side came with a power outlet.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

The right came with a cubby.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

Both trucks bring a lot to the table. The XL is a great budget option that's bare-bones without feeling overly cheap thanks to its some funky and thoughtful design elements.

2022 Ford Maverick XL pickup truck.
2022 Ford Maverick XL.Tim Levin/Insider

The Lariat adds on useful capabilities and extra comforts for people who can afford to spend a bit more. And if you can't choose, there's always the XLT trim, which fits right in the middle.

The 2022 Ford Maverick Lariat.
The 2022 Ford Maverick Lariat.Tim Levin/Insider

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