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    Rachel Witkowski

    Rachel Witkowski

  • What is mortgage interest, and how does it work?

    Mortgage interest is the fee a mortgage lender charges you for borrowing money, expressed as a percentage. Learn how mortgage interest works.

  • How to buy down your mortgage interest rate

    A buydown interest rate program lets you pay extra at closing for a lower mortgage rate, either permanently or temporarily. Learn how to buy down your rate.

  • Is it better to build or buy a house?

    It’s cheaper upfront to buy a house than to build one, but repairs and insurance costs could add up over time. Discover whether it’s better to build or buy a house.

  • How to decide between a condo versus a house

    Condos usually make great starter homes, but here's what to consider when deciding between a condo vs. a single-family house.