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Michele Lerner is an experienced, award-winning freelance writer and author who has been writing about real estate, personal finance, and business topics for more than three decades. Her work can be found in The New York Times, The Washington Post, The Wall Street Journal, The Boston Globe, Newsweek, Green Builder Media, Bankrate, LendingTree, and more. In addition to writing about mortgages, insurance, and loans, Michele authored two books on homebuying. Michele won the Freelance Journalist of the Year and the Platinum Award for the Best Real Estate Story of the Year, both from the National Association of Real Estate Editors.
Yahoo Personal FinanceAdjustable-rate vs. fixed-rate mortgage: Which should you choose?
Adjustable-rate and fixed-rate mortgages each have their pros and cons. Learn whether a fixed- vs. adjustable-rate mortgage is better for you.
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Homeowners insurance: What it covers and how much you'll pay
Homeowners insurance protects your home, possessions, and family when the house is damaged. Find out how to make smart decisions about your coverage.
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What do real estate agents do, and do you need one?
Real estate agents help manage the complex process of buying and selling a home. Learn more about what they do and how they get paid.
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Believe it or not, you can get a mortgage with 1% down
Accumulating a down payment for a house is one of the biggest challenges buyers face. A 1% down payment mortgage can help.
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How to buy a second home
Financing options differ for second homes used as an investment, a vacation home, or to split your time between two locations.
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What is a cash-out refinance?
Cash-out refinancing is an opportunity for homeowners to take out equity in their home for improvements, debt consolidation, or other needs with a new loan.