Yahoo Home Laura Gariepy
Bio: Laura has been a freelance writer since 2018. Her work primarily focuses on mortgages, homebuying, loans, credit, and other personal finance and careers-related topics. Her words have been featured in U.S. News & World Report, Fortune Recommends, The New York Post, USA Today, and many other publications. She earned her MBA and a Bachelor's in Psychology during her previous career in human resources.
Yahoo Personal FinanceHow does a fixed-rate mortgage work?
A fixed-rate mortgage locks in your interest rate for the entire loan term. Learn how a fixed-rate mortgage works and whether it’s the right fit for you.
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Your home inspection checklist: What to expect on inspection day
A home inspection can prevent you from making a costly home-buying mistake. Review our home inspection checklist so you’re fully prepared.
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How to prequalify for a mortgage
Mortgage prequalification is a useful step when you’re thinking about buying but haven’t started house shopping yet. Learn how to prequalify for a home loan.
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Mortgage origination fee: Details, costs, and options for paying less
A mortgage origination fee typically costs 0.50% to 1% of your mortgage and is paid at closing. Learn about how it works and options for paying less.
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Explaining LTV and how it impacts your mortgage
LTV ratio, or loan-to-value ratio, helps lenders determine your mortgage eligibility, interest rate, and more. Learn how it works and what to expect here.
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How much down payment do you need for a house?
Your minimum down payment will depend on the type of mortgage you want. Learn how much down payment you need for a house and how to save money faster.
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APR vs. interest rate: What you need to know when mortgage shopping
Learning the difference between mortgage APR and interest rate makes you a smarter mortgage shopper and can save you money.