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    Karen Aho

    Karen Aho

    Karen Aho started her career at daily newspapers in Alaska, reporting on dog mushing and end-of-the-road politics. As a freelancer in the Lower 48, she has written on consumer economics, insurance, robotic technology, immigration and more for MSN, Bloomberg Businessweek, NerdWallet, Insurance.com and others. She lives in Massachusetts.

  • What is personal injury protection?

    Personal injury protection is a type of auto insurance that covers you and your passengers’ medical expenses after a car accident, no matter who is at fault.

  • What is liability car insurance and how much do you need?

    Liability insurance is a type of auto insurance that pays for injuries or property damage to others due to an accident you caused.

  • What does collision insurance cover?

    Collision coverage is auto insurance that covers repairs to your car if you hit an object or another car. Your lender may require it, but states do not.

  • What classic car insurance covers – and doesn’t

    Classic car insurance covers the intangible value of your collectible or antique vehicle. It’s usually not expensive but does come with limits on how you use the car.

  • How does medical payments coverage work?

    Medical payments coverage, or MedPay, pays medical and funeral expenses for you and your passengers in a car accident, regardless of who is at fault. Unlike PIP, it is typically optional and does not cover lost wages.

  • How comprehensive car insurance works and what it covers

    Comprehensive coverage is a type of auto insurance that is usually optional and covers damage to your car caused by events outside of traffic accidents, such as theft or hail. Your lender may require it, but states do not.

  • Custom parts and equipment insurance: What it covers

    If you’ve added flashy rims or other modifications to your car, you’ll need special insurance for those aftermarket parts.