Hal Bundrick

    Hal M. Bundrick is a Senior Writer for the Yahoo Finance Mortgages team. A Certified Financial Planner® and former financial consultant and senior investment specialist for Wall Street firms, Hal advised families, business owners, nonprofits, and trusts, and managed group employee retirement plans. His work has appeared in The Washington Post, the Associated Press, USA Today, Los Angeles Times, and others.

  • What is mortgage principal, and how do I pay it off?

    Mortgage principal is the amount you owe on the money you borrowed from the lender, not including interest. Learn how mortgage principal affects your payments.

  • What is the Federal Reserve?

    The Federal Reserve ensures the health and stability of the nation’s banks and economy through monetary policy and interbank lending.

  • Federal funds rate: What it is and how it affects you

    The federal funds rate is a rate set by the government that banks charge each other for short-term loans. Learn how the federal funds rate affects your money.

  • U.S. Bank mortgage review 2024

    U.S. Bank mortgages have great down payment assistance programs and credits for borrowers in underserved communities. Find your U.S. Bank mortgage rate.

  • Wells Fargo mortgage review 2024

    A Wells Fargo mortgage is a great option for existing customers and people who buy in underserved communities. Find your Wells Fargo mortgage rate.

  • Why are home prices so high?

    Buying a home can feel financially out of reach. Learn why house prices are so high and how today’s costs compare to historical housing prices.

  • Truist mortgage review 2024

    Truist mortgages come with down payment assistance and lender credits for certain borrowers, and they have several types of loans. Find your Truist mortgage rate.

  • PNC Bank mortgage review 2024

    PNC Bank mortgages provide generous grants and low down payments with no private mortgage insurance for qualifying borrowers. Find your PNC Bank mortgage rate.

  • New American Funding mortgage review 2024

    New American Funding offers a wide range of home loan types and mortgage terms as short as eight years. Find your New American Funding mortgage rate.

  • Guaranteed Rate mortgage review 2024

    Guaranteed Rate is a great mortgage lender for people looking for a quick approval process or for a HELOC. Learn whether Guaranteed Rate is a good fit for you.

  • Veterans United mortgage review 2024

    Veterans United Home Loans is a great lender for VA-backed mortgages, and it offers 24/7 customer service. Find your Veterans United mortgage rate.

  • Guild Mortgage review 2024

    Guild Mortgage Company offers multiple types of mortgages, including a 1% down payment option. Learn whether Guild is the best fit for you.

  • Navy Federal Credit Union mortgage review 2024

    A Navy Federal mortgage is a great option for current and former military members and their families. Find your Navy Federal mortgage rate.

  • Bank of America Mortgage review 2024

    Bank of America is a strong mortgage lender for down payment assistance in 2024.

  • Better Mortgage review 2024

    Better combines several lending and home-buying services into a consolidated digital experience.

  • Rocket Mortgage review 2024

    Rocket Mortgage is a good choice for borrowers who appreciate a digital application and loan process — and a 1% down payment option.

  • The best personal loan rates for April 2024

    The best personal loan lenders offer borrowers the lowest rates and issue funds quickly. Here's how to find the best personal loans to meet your financial goals.

  • How a government shutdown would impact your money: Student loans, Social Security, investments, and more

    A possible government shutdown is looming again. Here's how it might affect you.

  • Chase mortgage review 2024

    Whether you're an existing customer or not, Chase is definitely worth putting into your mix of potential home loan lenders to consider.

  • Best mortgage lenders for first-time home buyers: May 2024

    The best mortgage lenders for first-time buyers offer low down payments, flexible loan terms, and an intuitive and speedy application process.