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Ben Luthi
Ben Luthi is a personal finance writer whose coverage has appeared in The New York Times, The Wall Street Journal, U.S. News & World Report, Forbes, and USA Today. He began his writing career at NerdWallet covering credit cards and writing about student loans at Student Loan Hero, before becoming a full-time freelancer. During his free time, he enjoys playing games with his two kids, mountain hiking in Utah, and trying to catch up on his ever-growing Netflix queue.
Yahoo Personal FinanceCan you gift a certificate of deposit?
Thinking about giving a CD as a gift? It’s possible, but there are limitations. Here’s what you should know about gifting CDs.
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How to open a bank account for someone else
There are a couple of situations when you might want to open a bank account for another person. Be sure to understand the rules and which documents you’ll need.
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When should you stop paying your credit card bills?
It's generally never a good idea to stop paying your credit card bills. That said, there are some situations where putting credit card payments on hold makes sense.
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Are credit cards with annual fees worth it?
Is a credit card annual fee worth it? It depends on whether you can get enough value from your card to offset the yearly cost.
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Ally Unlimited Cash Back Mastercard review: A simplistic approach to cash back
The Ally Unlimited Cash Back card delivers on its promise: Limitless 2% cash back on every purchase.
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What is a good CD rate?
Currently, a good CD rate is an annual percentage yield of around 5%. However, rates can fluctuate over time. Here’s how to ensure you’re getting the best rate possible.
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Do you need a credit card to rent a car?
While most rental agencies accept debit cards, using one often comes with restrictions. See why using a credit card could be more beneficial.
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Can overdrafting affect your credit score?
Generally, a bank overdraft won't hurt your credit score. However, it can indirectly impact your credit if it's sent to collections. Here’s what you need to know.
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What is a good savings account interest rate?
Currently, a good savings account interest rate is an annual percentage yield of around 5%. However, rates can fluctuate over time. Here’s how to ensure you’re getting the best rate possible.
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Bank of America Customized Cash Rewards for Students review: Great rewards for good credit
The Bank of America Customized Cash Rewards for Students offers impressive rewards, but many students may struggle to qualify.
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The best ways to pay off credit card debt
Credit card debt can be a significant financial burden, and if you have a sizable balance, trying to pay it down can be stressful. Here are the best ways to pay off credit card debt.
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The best money market account rates in April 2024
If you're looking for the best money market accounts, shop around and compare options from multiple banks and credit unions.
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Can you pay student loans with a credit card?
Yes, it's possible to pay student loans with a credit card, but it's generally not a good idea. Here's why.
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What is credit card float — and how do you avoid it?
Credit cards with high interest rates can threaten your financial security — credit card float could be the first sign of danger.
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Tips and tricks for quickly paying off student loans
If you're paying off student loans and want to accelerate the process, here are some tips to help you get started.
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Can you change your student loan repayment plan?
If you need a different repayment plan for your student loans, here are some options from which you may be able to choose.
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What is a good student loan interest rate?
Student loan interest rates can fluctuate over time, so it's important to understand how they work and how to ensure yours is low.
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Should you refinance your student loans?
The decision whether or not to refinance student loans depends on your situation and goals, as well as the type of loans you currently have and their benefits.
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SoFi Unlimited 2% Credit Card review: Great rewards but glaring omissions
The SoFi credit card offers great rewards rates, but lacks redemption flexibility and notable features other top cash-back cards provide.
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Chime Credit Builder Secured Visa® Credit Card review: Build credit your way
With no credit check when you apply and a flexible deposit requirement, you can easily build credit with the Chime Credit Builder Secured Visa Credit Card.