Will NBT Bancorp Inc’s (NBTB) Earnings Grow In The Year Ahead?

Raj Burman
Updated

Analysts covering NBT Bancorp Inc (NASDAQ:NBTB) are predicting double-digit earnings per share growth of 18.57% over the following three years. With the recent EPS being $1.872, expected growth will push the upcoming EPS to $2.219. Today I will look at the latest data in order to investigate whether this expected growth rate is plausible. See our latest analysis for NBTB

Can we expect NBTB to keep growing?

NBTB is covered by 4 analysts who by consensus are expecting positive earnings, estimated to rise from current levels of $1.872 to $2.219 in a few years. This illustrates a relatively optimistic outlook in the near term, with a relatively solid earnings per share growth rate of 18.57% over the next few years. In the same period and net income is predicted to slightly grow from $81M to $96M in the next couple of years, roughly staying around the same level. Though, at the current levels of revenue and profit, margins are certainly underwhelming.

NasdaqGS:NBTB Past Future Earnings Oct 24th 17
NasdaqGS:NBTB Past Future Earnings Oct 24th 17

Is this similar growth to the past?

The past can be a helpful indicator for future performance for a stock. We can determine whether this level of expected growth exhibits a continuation of this level or if the company is expected to face some further headwinds. NBTB’s earnings growth in the last five years was a unexciting 1.57%, indicating a relatively more optimistic future painted for the company in the future. This belief may be supported by turnaround initiatives implemented in the past, or previous investments coming to fruition.

Next Steps:

For NBTB, I’ve put together three important factors you should further research:

1. Financial Health: Does it have a healthy balance sheet? Take a look at our free balance sheet analysis with six simple checks on key factors like leverage and risk.

2. Management:Have insiders been ramping up their shares to take advantage of the market’s sentiment for NBTB’s future outlook? Check out our management and board analysis with insights on CEO compensation and governance factors.

3. Other High-Growth Alternatives : Are there other high-growth stocks you could be holding instead of NBTB? Explore our interactive list of stocks with large growth potential to get an idea of what else is out there you may be missing!


To help readers see pass the short term volatility of the financial market, we aim to bring you a long-term focused research analysis purely driven by fundamental data. Note that our analysis does not factor in the latest price sensitive company announcements.

The author is an independent contributor and at the time of publication had no position in the stocks mentioned.